Commonwealth Credit Union

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YOUR EXPERIENCE IS ABOUT TO BE UPGRADED

Digital Banking Upgrade Coming soon!

We're enhancing your digital banking experience with improved navigation, powerful new features in online and mobile banking, and stronger security, making it easier and safer to manage your money anytime, anywhere.

Learn more about our Digital Banking Upgrade

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OUR REWARDS ARE HEATING UP

Fuel Your Summer!

Make MY Card your everyday card with our Everyday Reward Program. Earn 3 points on travel & transportation, as well as multiple reward options! This is MY Card, what's yours?

Learn more about MY Card




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TIME TO AMP UP YOUR DAILY FINANCES

Power Checking!

Power Checking is the account you want when you need every dollar working for you. The more activity and the more you maintain in your daily balance, the more you can earn.

Learn more about Power Checking
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SPECIAL GOALS REQUIRE SPECIAL SAVINGS

personal Goal Accounts!

Create multiple savings accounts for all of your personal goals, as well as view and track your progress in our top-rated Digital Banking app. 

Learn more about Personal Goal Accounts
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PUT THE BRAKES ON HIGH INTEREST

Auto Loan

 Refinancing!

Refinance your auto loan and shift into savings mode with our online application and fast loan processing!

Learn more about Auto Loan Refinancing
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LIFE CAN'T WAIT... BUT PAYMENTS CAN

Skip A Pay!

Wouldn’t it be great if you could skip a loan payment and have those funds available? You can! Skip-A-Payment is just one more way that we empower you to control your financial journey. 

Learn more About Skip A Pay



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Our community partners...
Image of Make a Wish Logo.
ARC Logo
Kentucky Performing Arts logo.
american heart association
kentucky derby festival
Baptist Health Foundation Logo
Campbellsville University logo.
Louisville Bats Logo.
Eastern Kentucky University logo
Shriners Hospitals for Children logos.
YMCA logo.
Partnership logo for the Lexington KY Sporting League













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Become a member today! Start here by opening your account online.
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Loans for any purpose, designed specifically with your needs in mind.

Our Rates

Auto Loans as low as

5.49%
APR*

Credit Cardsas low as

15.40%
APR*

Certificates
as high as

5.00%
APY*

HELOCs
as low as

7.25%
APR*

Personal Loans
as low as

9.49%
APR*
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FINANCIAL WELLNESS

improve YOUR FINANCIAL FUTURE!

Common Cents is your go-to financial wellness platform offering personalized programs with interactive courses, budgeting tools, fraud prevention tips, and engaging videos to empower your financial future. 

Get started with Common cents!

We better lives.

Dreams shouldn’t wait. That’s why we offer competitive rates for all of your saving and borrowing needs and the tools to help dreams come true, now.

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Don't Tax my Credit Union

Lawmakers are considering removing credit unions' not-for-profit status, which threatens our ability to provide affordable, member-focused services.

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Winner Once Again

We are so proud to be recognized as one of the 2025 Best Places to Work in Kentucky, marking our 7th consecutive year on the list!

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Celebration paver program

Purchase brick pavers to commemorate your cherished loved ones, etching their names forever along the Bettering Lives Community Trail.

Learn more about our Paver Program
70 Acts nano box
Everyday Rewards!
 
Make MY Card your everyday card with our Everyday Rewards Program.
 
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It's time to think Jumbo!

Unlock monumental growth with Commonwealth Credit Union's Jumbo Certificate!


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join the
 Family

If you've never tried Commonwealth Credit Union before, now is the perfect time. Start enjoying the great rates, personalized financial advice, and the extraordinary experience we provide to all of our members. We're bettering lives in the community, and we'd love to be a part of yours. When you become a member of Commonwealth Credit Union, it's like becoming part of the family.

Become a Member

We CU Differently®

Our doors opened in 1951 with the goal of doing things a little differently. While a lot has changed since then, what hasn’t changed is our focus on people, not profit. Plus - we’re still owned and operated by all 130,000+ of our members! When you’re part of the Commonwealth Credit Union family, you’re not just a number - you’re a member. And you’re treated like one!
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NEWS, EVENTS, AND ALERTS

YMCA Black Achievers

Stay up-to-date with important member news, our community involvement, and alerts! 

  • Back-to School Backpack Drive
  • Lexington Sporting Club Games!

See what's happening

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FEATURED BLOG POST

Banks versus Credit Unions.

WHY CHOOSE A CREDIT UNION OVER A RETAIL BANK?

Take a deeper dive into the difference between banks and credit unions, and why a credit union is the choice for you!



          Discover  MORE
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