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Personal Loans

Make ends meet. Buy something big. Put some spice in your life. A low-cost Personal Loan makes it possible to do any of those things - and a lot more.


Borrow the way that works best for you

Money for a major purchase. A loan fund that can be tapped into anytime. Fast cash for today's challenges and opportunities. No two people's financial needs are exactly the same. At Commonwealth Credit Union, our Personal Loan options reflect that fact.
New furnace, new furniture, or a new fridge? If you're looking to make a big one-time purchase, just sign on the dotted line and get the cash you need at an affordable rate.
  • Borrow up to $50,000
  • Minimum loan amount is $250
  • No collateral required - just your signature
  • Easy application and quick approval process
  • Repayment terms up to 84 months*


All loans subject to approval.
 
*Payment example: For a $12,000 loan for a term of 60 months with a 7.99% APR, the monthly payment will be $243.25. Rates, terms and conditions are subject to change and vary based on creditworthiness and qualifications.   
It's a pool of money to dip into anytime you want for almost any reason at all. Use it to cover expenses, consolidate bills, or just spread some happiness.
  • Credit line of up to $50,000
  • No collateral required
  • Easy application process and fast loan approval.
  • Access your personal line of credit with special convenience checks, through online banking, mobile banking, at an ATM, or via Tellie, our telephone banking service.

All loans subject to approval.
With a Credit Builder Loan, you can establish credit, save money with a competitive rate, and still earn dividends. Once you pay off the loan, the money becomes available in your share account.
  • Rate is 3% above the current regular savings rate
  • Borrow between $250 and $1,000
  • 12-month maximum term when you borrow $250-$500*
  • 24-month maximum term when you borrow $501-$1,000*
  • Must have checking account in good standing to qualify



All loans subject to approval.
 
*Payment example: For a $1,000 loan for a term of 12 months with a 3.15% APR, the monthly payment will be $84.76. Rates, terms and conditions are subject to change and vary based on creditworthiness and qualifications.
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Loans for just about any purpose, designed with your needs in mind.
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Experience how different our service can be for all your banking needs.
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You Might Have Offers Waiting

We make it easy to get to the money you need and want quickly. That's why, right inside Online and Mobile Banking you have quick access to pre-approved offers. Just click on the Loan Offers tab and see if there's anything that fits your needs.

Commonwealth Credit Union is a full-service, not-for-profit financial institution with branches throughout Kentucky, serving as the official credit union of the University of Louisville.

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Stop & Save

Let us review your credit report and find areas where we can save you money. We'll review the specifics of your current loans to see if you can get a better deal with us.