A woman smiles inside a CCU branch.

Become a Member

When you become a member of Commonwealth Credit Union, it's like becoming part of the family.

Join the Family

Commonwealth Credit Union is a cooperative, not-for-profit financial institution owned and operated by its members exclusively to meet their financial needs. Currently, 117,000+ people from across Kentucky and beyond are Commonwealth Credit Union members. Take some time to click thru our website and check out all the great products, services and features available, all designed with our members in mind. You’ll see why our members know that we’re a different kind of financial institution. Here, We CU Differently®!


We serve 25 counties throughout Central Kentucky and the Louisville Metro Area. If you live, work, worship, attend school, or volunteer in one of the counties in our charter, you can join and enjoy the many benefits of credit union membership. Immediate family members of someone who qualifies for membership can also join, as well as immediate family members of current members. Immediate family members include spouses, children, siblings, parents, grandparents, grandchildren, stepparents, stepchildren, step siblings, and adoptive relationships.

Our eligible counties include:
  • Anderson County
  • Bourbon County
  • Boyle County
  • Bullitt County
  • Clark County
  • Estill County
  • Fayette County
  • Franklin County
  • Garrard County
  • Harrison County
  • Henry County
  • Jefferson County
  • Jessamine County
  • Lincoln County
  • Madison County
  • Mercer County
  • Nicholas County
  • Oldham County
  • Owen County
  • Powell County
  • Scott County
  • Shelby County
  • Spencer County
  • Trimble County
  • Woodford County

Member for Life

As long as you maintain a savings account with a minimum balance of $5, you are a member for life and entitled to all the services Commonwealth Credit Union offers!