A woman smiles inside a CCU branch.

Become a Member

When you become a member of Commonwealth Credit Union, it's like becoming part of the family.

Join the Family

Commonwealth Credit Union is a cooperative, not-for-profit financial institution owned and operated by its members exclusively to meet their financial needs. Currently, 100,000+ people from across Kentucky and beyond are Commonwealth Credit Union members. Take some time to click thru our website and check out all the great products, services and features available, all designed with our members in mind. You’ll see why our members know that we’re a different kind of financial institution. Here, We CU Differently!

Commonwealth Credit Union is a Community Chartered financial institution, and we are excited to be a part of your community! Our reach has expanded to include many more Kentuckians in the 24 Kentucky counties that make up the KIPDA and Bluegrass Area Development Districts. If you live, work, worship, attend school, or volunteer in one of the counties in our charter, you can join and enjoy the many benefits of credit union membership. Anyone related to someone who qualifies for membership can also join, as well as anyone related to one of our current members.

Eligible Counties

  • Bullitt County
  • Henry County
  • Jefferson County
  • Oldham County
  • Shelby County
  • Spencer County
  • Trimble County
  • Anderson County
  • Bourbon County
  • Boyle County
  • Clark County
  • Estill County
  • Fayette County
  • Franklin County
  • Garrard County
  • Harrison County
  • Jessamine County
  • Lincoln County
  • Madison County
  • Mercer County
  • Nicholas County
  • Powell County
  • Scott County
  • Woodford County

Member for Life

As long as you maintain a savings account with a minimum balance of $5, you are a member for life and entitled to all the services Commonwealth Credit Union offers!