Parent on couch watching kids play in the floor.

AD&D Insurance

 Your no-cost AD&D coverage is waiting for you. All you have to do is claim it.

Get Your No Cost Coverage

A $1,000 Accidental Death and Dismemberment Insurance Policy is available free to members, as well as the option to buy additional coverage at a low rate.

What is AD&D?

AD&D pays a cash benefit in the event of an accidental death or if an accident causes specific, permanent injuries.


  • Guaranteed acceptance - no health questions or medical exams.
  • Coverage available at a cost-effective, monthly rate.
  • Cash payout is often not subject to income-tax.
  • You’re protected whether at home, at work, on vacation or during travel.
Enrollment is available anytime. You must be 18 years of age to be eligible for coverage.