Commonwealth Credit Union




Smiling woman rides piggyback on a smiling man's shoulders.

EARN CASH WHEN YOU REFER A FRIEND

Share your love ofMembership!

Invite your friends and family to experience something different! Both you and a potential member can now earn $25 each!

Tell someone about membership

Group of friends pose for a photo on vacation

PERSONAL GOAL ACCOUNTS

Take the big Trip!

Special goals require special savings! Create and name accounts for each of your goals with Personal Goal Accounts.

 
A woman smiles in a graduation cap and robe

2024 SCHOLARSHIP PROGRAM

their future isBright!

The key to Kentucky's future? Equipping our next generation with the tools to become tomorrow's leaders.

MEET our 2024 Scholarship Winners

Image of two teens watching a movie in a theater.

YOUTH ACCOUNTS

When to Start?

Give your child a head start on their financial future with our Youth Savings Accounts and Round UP for Teens now!

Image for Full Home Lending slider of a husband and wife speaking with a contractor

WE'VE GOT YOU COVERED

Full home Lending!

Building your future requires some support! From mortgages to home equity lines of credit, we're empowering your dreams.

Man and woman sit smiling on a couch together as they drink coffee.

KENTUCKY HOUSING CORPORATION

EVEN MORE MORTGAGE

Options!

Through our partnership with the Kentucky Housing Corporation, we’re now able to offer even more home loan options to better fit your life!

Image of a woman at a coffee shop smiling at her phone.

INTRODUCING POWER CHECKING

you have the Power!

With Power Checking, you have the ability to transform a full-service checking option into a money-making savings tool while barely lifting a finger.

Our community partners...
Image of Make a Wish Logo.
American Red Cross Logo.
Kentucky Performing Arts logo.
american heart association
kentucky derby festival
Baptist Health Foundation Logo
Campbellsville University logo.
Louisville Bats Logo.
Eastern Kentucky University logo
Shriners Hospitals for Children logos.
YMCA logo.
Image of Norton Healthcare Sports and Learning Complex.













person icon
Become a member today! Start here by opening your account online.
Pencil icon.
Loans for any purpose, designed specifically with your needs in mind.

Our Rates

Auto Loans as low as

5.99%
APR*

Credit Cardsas low as

16.40%
APR*

Certificates
as high as

5.00%
APY*
Image of man using a laptop depicting Common Sense page.
FINANCIAL WELLNESS THAT PAYS

Don't miss your chance to win $1,000!

 

That’s right! We’ve got personalized programs with interactive courses, budgeting tools, and engaging videos that will empower your financial future. Plus, you can complete tasks on your dashboard for chances to win $1,000 each month!

Get started with Common cents!

We better lives.

Dreams shouldn’t wait. That’s why we offer competitive rates for all of your saving and borrowing needs and the tools to help dreams come true, now.

External image of CCU branch

Make a difference - Become a Volunteer!

Have a passion for serving others? Consider applying for a volunteer position with us!

Image of a woman using a laptop and a cell phone.

Beware of Phishing Scams!

Phishing scams are fraudulent attempts to get your personal information by pretending to be a real business.

Image of faux commemorative bricks to be used as a nano box.

Celebration Paver Program!

Purchase brick pavers to commemorate your cherished loved ones, etching their names forever along the Bettering Lives Community Trail.

70 Acts nano box
Everyday Rewards!
 
Make MY Card your everyday card with our Everyday Rewards Program.
 
Photo of grandmother and granddaughter smiling together.
Your future, your way!

It's time to get serious about saving so you can make the most of life's next chapter.

Family smile together on a couch
Make your dream home a reality!

Nothing is more exciting than buying your first home. We can help make that dream come true!

Man looking dog.

join the
 Family

If you've never tried Commonwealth Credit Union before, now is the perfect time. Start enjoying the great rates, personalized financial advice, and the extraordinary experience we provide to all of our members. We're bettering lives in the community, and we'd love to be a part of yours. When you become a member of Commonwealth Credit Union, it's like becoming part of the family.

Become a Member

We CU Differently®

Our doors opened in 1951 with the goal of doing things a little differently. While a lot has changed since then, what hasn’t changed is our focus on people, not profit. Plus - we’re still owned and operated by all 120,000+ of our members! When you’re part of the Commonwealth Credit Union family, you’re not just a number - you’re a member. And you’re treated like one!

Calendar icon.

NEWS, EVENTS, AND ALERTS

Stay up-to-date with important member news, our community involvement, and alerts! Here's a few things to know:

  • Richmond branch construction continues
  • Congrats to our 2024 scholarship winners
  • CCU named to Best Places to Work 6 years running

See what's happening


FEATURED BLOG POST
 
Governor's Service Awards Small Header.

BRINGING HOME THE HARDWARE: GOVERNOR'S SERVICE AWARD WIN
 
 
Read more on our accessibility statement