Commonwealth Credit Union

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Get your money in balance!

Check out our Balance Transfer offer, with no balance transfer fee!

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Money Market Accounts!

With a Money Market account, you could breathe easy and enjoy higher returns on your savings. 

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apply for a scholarship!

This year, a $2,000 scholarship will be awarded to 4 graduating high school seniors! All submissions must be completed by 11:59 pm March 31st, 2023.

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Vacation savings!

By saving year-round, you can make your next trip more memorable, and turn good memories into great ones!

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time to switch!

Open a Round UP or commonWEALTH Checking account online.
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Certificate Specials!

NEW, HIGHER RATES! Earn more on a 15 or 30-month certificate!

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Switch it!

Switch IT is the fully automated, convenient, and secure way to move all the direct deposits and automatic bill payments from your current bank to a new Commonwealth Credit Union account.

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Auto Refinance!

We may be able to lower your payment and help you fall back in love with your car.

And proud partner of...
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Apply Now

Loans for any purpose, designed specifically with your needs in mind.
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Join Now

Experience how "different" our service can be for all of your banking needs.

Our Rates

Auto Loans as low as


Credit Cardsas low as


as high as

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Win $500 Just for Learning?


That’s right! We’ve got personalized programs with interactive courses, budgeting tools, and engaging videos that will empower your financial future. Plus, you can enter to win cash every month - in 10 mins or less! 

Get started with Common cents!

We better lives.

Dreams shouldn’t wait. That’s why we offer competitive rates for all of your saving and borrowing needs and the tools to help dreams come true, now.

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Branching Out!
Keep an eye out for three new branches: Owenton, Shelbyville, and Nicholasville!
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Keep your accounts Safe!
Learn ways to prevent phishing scams, or view some tips on what to do if you think you've been a victim.

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Don't stress over Bill Pay!
Access your bills via Online Banking or our mobile app, and take care of them at your convenience.
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Your future, your way!

It's time to get serious about saving so you can make the most of life's next chapter.

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Zelle® is now available in digital banking

Zelle® is a fast, safe, and easy way to send money to friends, family, and other people you trust, regardless of where they bank.

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join the

If you've never tried Commonwealth Credit Union before, now is the perfect time. Start enjoying the great rates, personalized financial advice, and the extraordinary experience we provide to all of our members. We're bettering lives in the community, and we'd love to be a part of yours. When you become a member of Commonwealth Credit Union, it's like becoming part of the family.

Become a Member

We CU Differently®

Our doors opened in 1951 with the goal of doing things a little differently. While a lot has changed since then, what hasn’t changed is our focus on people, not profit. Plus - we’re still owned and operated by all 117,000+ of our members! When you’re part of the Commonwealth Credit Union family, you’re not just a number - you’re a member. And you’re treated like one!

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We take great pride in the communities we serve. Stay connected with our community involvement efforts and upcoming events here!

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