Commonwealth Credit Union

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Life can't wait, but payments can!

Everyone could use extra funds from time to time. 


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Season of 3X points!

It's time to grab your MY Card and take advantage of our Season of 3X points from November 1st to December 31st*!

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the money you need, fast!

Borrow the best way that works for you with one of our personal loans! 

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Share your Story!

If we've empowered you to achieve your financial goals or helped a dream come true, we'd love to hear about it!

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KET WINTER Pledge!

For the past 26 years, Commonwealth Credit Union has been a proud supporter of KET. Join us in donating!

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Frankfort Christmas parade!

Join us on December 4th at 6 PM in Frankfort for the Christmas parade!


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Toys for Tots!

We are honored to announce that we'll be collecting donations for Toys for Tots now through December 3rd!

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Everyone is Invited!

Invite your friends and family to experience something different, and you could earn up to $25.

And proud partner of...
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American Red Cross Logo.
Kentucky Performing Arts logo.
american heart association
kentucky derby festival
Barbasol Championship logo.
Campbellsville University logo.
Official Credit Union of the Louisville Bats graphic logo.
Bluegrass GreenSource Logo.
Shriners Hospitals for Children logos.
YMCA logo.
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Apply Now

Loans for any purpose, designed specifically with your needs in mind.
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Join Now

Experience how "different" our service can be for all of your banking needs.

Our Rates

Auto Loans as low as

2.89%
APR*

Credit Cardsas low as

11.15%
APR*

Certificates
as high as

1.20%
APY*
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Tools that make cents.


We've developed these fun and engaging tools to empower you to grow your financial knowledge and further your financial success!

Start Learning TODAY WITH Common cents

Our goal is to better lives.

Dreams shouldn’t wait. That’s why we offer competitive rates for all of your saving and borrowing needs and the tools to help dreams come true, now.

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Now available!

Introducing Zelle® – a fast, safe and easy way to send money to friends, family and other people you trust, regardless of where they bank.

Karen Harbin, President/CEO of Commonwealth Credit Union.
Special message from karen harbin, president/ceo

The United States Treasury Department has submitted a new proposal that would change reporting requirements to the IRS. Many view it as an invasion of privacy.

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Healthiest Employer Winner

Commonwealth Credit Union was recognized for our commitment to employee well-being and exceptional health and wellness programming. 

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Enter the Common Cents
$1k Giveaway

Improve your money skills and enter to win cash every month - in 10 mins or less!

personalized cards
debit and credit cards with personality

With Personalize It! PhotoCards, you can customize your card with an image that's meaningful to you.

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Personalized service with live video tellers

Get the personal service of a teller without ever getting out of your car. That's what we like to call a win-win.

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join the
 Family

If you've never tried Commonwealth Credit Union before, now is the perfect time. Start enjoying the great rates, personalized financial advice, and the extraordinary experience we provide to all of our members. We're bettering lives in the community, and we'd love to be a part of yours. When you become a member of Commonwealth Credit Union, it's like becoming part of the family.

Become a Member

We CU Differently®

Our doors opened in 1951 with the goal of doing things a little differently. While a lot has changed since then, what hasn’t changed is our focus on people, not profit. Plus - we’re still owned and operated by all 100,000+ of our members! When you’re part of the Commonwealth Credit Union family, you’re not just a number - you’re a member. And you’re treated like one!

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STAY UP-TO-DATE ON NEWS, EVENTS, AND ALERTS

We take great pride in the communities we serve. Stay connected with our community involvement efforts and upcoming events here!

Read more on our accessibility statement