
In this case, time really is on your side
Certificate Special - New Rates!
†Annual Percentage Yield. Minimum opening balance of $1,000. No maximum deposit amount. Dividend rates are subject to change without notice. Dividends are paid and compounded monthly. Annual Percentage yield assuming dividends are reinvested. APY is accurate as of 08/01/2023. APY is for a 6-month certificate. Substantial penalties apply for early withdrawal. Fees may reduce earnings on the account. If not withdrawn at maturity, certificate will renew to a standard 6-month certificate at the standard rate. Limited time offer.
ˆAnnual Percentage Yield. Minimum opening balance of $1,000. No maximum deposit amount. Dividend rates are subject to change without notice. Dividends are paid and compounded monthly. Annual Percentage yield assuming dividends are reinvested. APY is accurate as of 05/01/2023. APY is for a 15-month certificate. Substantial penalties apply for early withdrawal. Fees may reduce earnings on the account. If not withdrawn at maturity, certificate will renew to a standard 12-month certificate at the standard rate. Limited time offer.
Wealth Development Certificate
- Flexible certificate with 5.00% APY*, paid annually**
- $5 initial deposit and a $20 monthly minimum deposit required to earn the stated APY
- 24- or 48-month terms available
- 24-month term has a monthly maximum deposit of $400
- 48-month term has a monthly maximum deposit of $200
- Required monthly contribution transfer from account once per month
- One withdrawal allowed within a 90-day period***
Standard Certificates
- Our regular Certificates range from 6 to 60 months
- $1,000 minimum deposit
- In general, longer-term Certificates pay higher rates
- Dividends paid monthly ($10,000 required for monthly dividend check)
- Receive quarterly statements
- Renewal options available
- Premature withdrawals penalties may apply
IRA Certificates
- $1,000 minimum deposit
- Choose certificates ranging from 6 to 60 months
- Available for both Traditional and Roth IRAs
- Benefit from tax advantages (consult your financial advisor for details)
Grow With Me Certificate
- Only available from October 1 - 31 each year
- Available to youth members under age 18
- The child must be the certificate's account holder
- Initial deposits of $250 to $1,000
- Annual deposits must range from $250 to $1,000
- If you can’t fund the whole $1,000 in one year, you can make up the difference the following year
- Two withdrawals allowed at any time during the term without penalty (subject to early withdrawal penalties thereafter)
*Annual Percentage Yield. Accurate as of September 14, 2023. Early withdrawal penalties may reduce earnings. Funds transferred to a regular savings account at maturity.
