Smiling people in a car.

Auto Loans

On the road, we follow the speed limits. But when it comes to loan applications, we put the pedal to the metal and get you behind the wheel of your new vehicle as quickly as possible.
 

It's not just a car. It's a lifestyle choice.

You need something reliable that gets you from here to there. But you want a car, truck, or SUV that brings a little sizzle to your daily routine and some extra excitement to your weekend schedule. At Commonwealth Credit Union, we offer affordable auto financing that helps you travel all of life's highways in style.
  • Loans for new and used vehicles
  • 100% financing available
  • Flexible repayment plans of up to 84 months*
  • Online application and fast loan processing
  • Get pre-approved before you visit the dealer
  • Refinancing options available
  • Take advantage of Commonwealth Credit Union members-only access to CarAdvise, offering lower prices on car repairs



Payment example: For a $20,000 loan for a 60 months with a 2.99% APR, the monthly payment will be $359.28.

PROTECT YOURSELF DOWN THE ROAD

EXTENDED WARRANTY

ROUTE 66
We offer this warranty so you can protect various parts of your vehicle beyond your manufacturer's warranty. It's an affordable way to reduce the expense of big-ticket repairs as your vehicle ages. Ask us about adding the Route 66 Warranty to your loan.
AUTO INSURANCE

LIBERTY MUTUAL
It can be hard to find the best car insurance. That's why we work with Liberty Mutual to offer cost-effective coverage that's easy to get to and easy to understand.

DEPRECIATION PROTECTION

DPW
Depreciation Protection kicks in if your vehicle is ever totaled or stolen and not recovered at anytime over the life of the loan. It waives some or all of your loan balance in the event of the total loss of your vehicle. As about adding it to your loan. 
GAP
COVERAGE

SECURIAN FINANCIAL
Guaranteed Asset Protection (GAP), is a voluntary, non-insurance program. It protects the "gap" between the vehicle's value and the amount you still owe on your loan if your vehicle is stolen or totaled. Ask about adding it at your loan closing.
UPDATE YOUR
COVERAGE

PROOF OF INSURANCE
Make sure your insurance company has Commonwealth Credit Union listed as a lien holder on your insurance policy. If your insurance changes, be sure to let us know. 

visit our Preferred dealers

for a streamlined experience

Bardstown

Campbellsville

Carrollton

Columbia

Crestwood

Danville

Dry Ridge

Eminence

Elizabethtown

Flemingsburg

Florence

Frankfort

Georgetown

Junction City

LaGrange

Lawrenceburg

Lexington

Monticello

Morehead

Mt. Sterling

Nicholasville

Paris

Richmond

Russell Springs

Shelbyville

Shepherdsville

Somerset
 
Versailles
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Start earning rewards with a Commonwealth Credit Union MY Card, our premier credit card with 3-2-1 Rewards.