Round UP for Teens

Round UP for Teens gives 13-17-year-olds access to our Round UP Checking Product, complete with all the benefits, while parents and guardians who are also CCU Members have visibility and control over the account activity. 

Teens will get a Debit Card in their name. As the owner of the account, the parent or guardian will have the ability to add money and track the teen account transactions from digital banking. The parent or guardian who is managing the account will also have the ability to set up alerts on this account to help monitor their activity and balance.

CCU member parents who are joint on their account can both manage the Round UP for Teen Account. Otherwise, the parent who opens the account will have the ability to manage the account.

This checking account is a great way for teens to learn responsible spending habits while their parents/guardians can keep an eye on their account activity. It also helps them save money, effortlessly.

That is completely up to you. If you'd like to have money transferred in the event that the available balance is not enough to cover the transaction, you can choose to have funds transferred from your teen's savings account, or even one of your accounts, to cover the cost. This applies to ACHs, debit card transactions, and checks. Overdraft Protection can be set up to pull funds from commonWEALTH checking, Round UP Checking, Regular Savings, or High Yield Savings accounts. There is a $4 fee for each transaction that requires Overdraft Protection. You can also opt-out of this feature.