Financial Empowerment
It's your money. It's your life. We'll help you make the most of both with these financial enrichment tools.
It's all in your hands
We're here to help, and we want to see you succeed, however you define it. That's why we provide various tools and resources that empower you.
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Looking for a convenient, one-stop location where you can find all sorts of financial education tools? Check out Common Cents. You can explore individual topics and access a variety of learning courses. It's a wealth of information that includes videos, articles, infographics, community forums, and more.
FOR KIDS AND FAMILIES
My First Nest Egg gives children ages 3–12—and the adults guiding them—a fun, engaging way to build smart money habits through games, puzzles, and simple tools for earning, saving, and setting goals. While it’s a great resource for parents and guardians to use at home, it’s also a flexible platform that educators can bring into the classroom, making early financial learning accessible wherever kids grow.
For educators
With My First Nest Egg and Connections, we’re able to support financial learning across the full PK–12 journey!
While My First Nest Egg already gives kids and their families a fun, at‑home way to build smart money habits, it’s also a versatile classroom resource. Educators can use the same engaging tools, along with additional resources made for a classroom setting, to introduce financial concepts in grades PK–8 in a way that feels natural and age‑appropriate.
Connections is our comprehensive financial empowerment platform designed to meet and exceed the Kentucky Department of Education’s Financial Literacy Standards for grades 9–12. It provides high schools across the Bluegrass State with an engaging, streamlined way to fulfill the financial literacy graduation requirement with confidence.
5 Tips for Becoming FinancialLY Empowered
Know your income and expenses.
You don't need anything fancy. Just determine exactly how much money you have coming in and how much is going out. That means everything - bills and the fun stuff.
Revisit needs and wants.
It may sound simple, but start thinking about your expenses as needs and wants. Could cutting back on wants help you live more comfortably?
Expenses need to be less than your income.
If your expenses are more than your income -OR- they don't leave much wiggle room, it's time to make some adjustments. Either cut expenses or find a way to increase your income.
Make a plan.
Yes, we're talking about a budget. It doesn't have to be complicated. Find something that works for your situation. The important thing is being intentional in monitoring what's coming in and what's going out.
Set goals.
Once you feel confident in your plan, start setting some goals. Big or small- it feels good to set and accomplish your goals. It's a momentum thing.
What's In a Budget?
You hear it a lot – make a budget, be sure you stick to your budget, be careful not to go over budget. But what all does that entail? This helpful video breaks it down for you so you can take control of your money.
