
Small steps today. Big possibilities tomorrow.
Building savings for your child has never been easier!

Youth Certificate Special
4.90% APY* for 12 Months
Every year, you watch your children or grandchildren get bigger. Now you can be certain that their savings will grow along with them. Build a better future for them with a Certificate that calls for annual deposits.
- Available to youth members under age 18
- The child must be the certificate's account holder
- Initial deposits of $250 to $1,000
- Annual deposits must range from $250 to $1,000
- If you can’t fund the whole $1,000 in one year, you can make up the difference the following year
- Two withdrawals allowed at any time during the term without penalty (subject to early withdrawal penalties thereafter)
Call or stop by your local branch today for more information!
Ready To Start Saving?
You’re one step closer to unlocking the financial tools and services that your child needs to live their life to the fullest.
*APY=Annual Percentage Yield. APY is accurate as of 5/7/26. APY is for a 12-month certificate. This account is available only for members under 18 years of age. The dividend rate will be 1.00% above the dividend rate for the standard 12-month certificate. The minimum initial deposit is $250. The maximum initial deposit is $1000. Additional deposits can be between $250 and $1,000, with a maximum cumulative deposit of $1,000 per calendar year. Fees may reduce earnings on the account. A penalty will be imposed for early withdrawal. Limited to one account per youth member. Federally insured by NCUA, membership eligibility required.