Commonwealth Credit Union


ELEVATE YOUR SAVINGS WITH A

GRAND OPENING Certificate!

Celebrate our Prestonsburg Branch grand opening with one of our limited time Grand Opening certificate specials!

Learn more about our certificate special

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LET'S CELEBRATE!

Prestonsburg

Grand Opening!

Stop by during our celebration from October 6th - 11th for specials, a giveaway, ribbon cutting, and more! 

Learn more about our Grand Opening Celebration
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BUILD SAVINGS FOR YOUR CHILD

Grow With Me!

Secure your child's future with our Grow With Me program! Deposit between $250 and $1,000 this October.

Learn more about Grow With Me

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EACH TRANSACTION IS A CHANCE TO WIN

Spend to Win $250!

Use your mobile wallet September 1st - October 31st and you will be automatically entered to WIN $250 in one of our weekly drawings!

Learn more about Spend to Win

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SPECIAL GOALS REQUIRE SPECIAL SAVINGS

personal Goal Accounts!

Open multiple savings accounts for your goals and track progress in our top-rated Digital Banking app.

Learn more about Personal Goal Accounts
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WE'RE HERE FOR YOU

GOVERNMENT SHUTDOWN

Assistance

In response to the federal government shutdown, Commonwealth Credit Union is offering financial relief options to support impacted members.

Learn more about ways we can help
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TIME TO AMP UP YOUR DAILY FINANCES

Power Checking!

Power Checking is the account you want when you need every dollar working for you. The more activity and the more you maintain in your daily balance, the more you can earn.

Learn more about Power Checking
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UNLOCK THE POWER OF YOUR HOME

MAKE It HAPPEN WITH Heloc!

Turn your home’s equity into opportunity with our Flexible Home Equity Line of Credit. Your HELOC gives you the freedom to choose!

CHECK OUT OUR HELOC

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Our community partners...
Image of Make a Wish Logo.
ARC Logo
Kentucky Performing Arts logo.
american heart association
kentucky derby festival
Baptist Health Foundation Logo
Campbellsville University logo.
Louisville Bats Logo.
Eastern Kentucky University logo
Shriners Hospitals for Children logos.
YMCA logo.
Partnership logo for the Lexington KY Sporting League













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Become a member today! Start here by opening your account online.
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Loans for any purpose, designed specifically with your needs in mind.

Our Rates

Auto Loans as low as

5.49%
APR*

Credit Cardsas low as

15.15%
APR*

Certificates
as high as

5.00%
APY*

Mortgages
30 year as low as

6.494%
APR*

Personal Loans
as low as

9.49%
APR*
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FINANCIAL WELLNESS

improve YOUR FINANCIAL FUTURE!

Common Cents is your go-to financial wellness platform offering personalized programs with interactive courses, budgeting tools, fraud prevention tips, and engaging videos to empower your financial future. 

Get started with Common cents!

We better lives.

Dreams shouldn’t wait. That’s why we offer competitive rates for all of your saving and borrowing needs and the tools to help dreams come true, now.

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Don't Tax my Credit Union

Lawmakers are considering removing credit unions' not-for-profit status, which threatens our ability to provide affordable, member-focused services.

Best Places to Work 2024. -BC

Winner Once Again

We are so proud to be recognized as one of the 2025 Best Places to Work in Kentucky, marking our 7th consecutive year on the list!

Image of faux commemorative bricks to be used as a nano box.
Celebration paver program

Purchase brick pavers to commemorate your cherished loved ones, etching their names forever along the Bettering Lives Community Trail.

Learn more about our Paver Program
70 Acts nano box
Everyday Rewards!
 
Make MY Card your everyday card with our Everyday Rewards Program.
 
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It's time to think Jumbo!

Unlock monumental growth with Commonwealth Credit Union's Jumbo Certificate!


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join the
 Family

If you've never tried Commonwealth Credit Union before, now is the perfect time. Start enjoying the great rates, personalized financial advice, and the extraordinary experience we provide to all of our members. We're bettering lives in the community, and we'd love to be a part of yours. When you become a member of Commonwealth Credit Union, it's like becoming part of the family.

Become a Member

We CU Differently®

Our doors opened in 1951 with the goal of doing things a little differently. While a lot has changed since then, what hasn’t changed is our focus on people, not profit. Plus - we’re still owned and operated by all 130,000+ of our members! When you’re part of the Commonwealth Credit Union family, you’re not just a number - you’re a member. And you’re treated like one!
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NEWS, EVENTS, AND ALERTS

YMCA Black Achievers

Stay up-to-date with important member news, our community involvement, and alerts! 

  • Shred Day coming soon!
  • Lexington Sporting Club Games!

See what's happening

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FEATURED BLOG POST

Home Equity Line of Credit.

IS A HELOC RIGHT FOR YOU?

But is it the right option for you? Let’s break down what a HELOC is, how it works, and what you should consider before borrowing



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