We CU Differently | Commonwealth Credit Union

CLOSED IN OBSERVANCE OF

MeMORIAL Day

Commonwealth Credit Union will be closed on Memorial Day, Monday, May 26, as we honor and remember the fallen service members of the U.S. military. Normal hours will resume on Tuesday, May 27.

Slider image depicting a CCU MY Card on a beach

OUR REWARDS ARE HEATING UP

Fuel Your Summer!

Make MY Card your everyday card with our Everyday Reward Program. Earn 3 points on travel & transportation, as well as multiple reward options! This is MY Card, what's yours?

Learn more about MY Card

A TAX ON CCU IS A TAX ON YOU

don't tax my credit Union!

Maintaining our tax-exempt status is crucial for us to provide you with affordable, member-focused financial services. The "Don't Tax My Credit Union" movement is a way to protect the role we play in supporting the communities we call home.

Learn More & take action

BEST PLACES TO WORK

Winner once Again!

We are so proud to be recognized as one of the 2025 Best Places to Work in Kentucky, marking our 7th consecutive year on the list!

AWARDS & RECOGNITION

Image of two teens watching a movie in a theater.

LET THEM SPEND, WATCH THEM SAVE

Round UP for Teens!

Help your teen build confidence in their ability to spend, plan, and track their money with the perfect first checking account for teens!

Learn more about Round UP for Teens

Image of a mom reading on the floor with her two kids.

THEIR SAVINGS NEED ROOM TO GROW

Youth Savings Accounts!

Empower your kids with our youth savings accounts, igniting their financial savvy and setting them up for a secure future.

Learn more about Youth Savings Accounts

Illustration to portray the concept of community.

Join now

Become a member today! Start here by opening your account online.

APPLY FOR A LOAN

Loans for any purpose, designed specifically with your needs in mind.

Auto Loans _{as low as}

5.49%

APR*

Credit Cards_{as low as}

15.40%

APR^*

Certificates
_{as high as}

5.00%

APY*

Image of man using a laptop depicting Common Sense page.

FINANCIAL WELLNESS

improve YOUR FINANCIAL FUTURE!

Common Cents is your go-to financial wellness platform offering personalized programs with interactive courses, budgeting tools, fraud prevention tips, and engaging videos to empower your financial future.

Get started with Common cents!

Don't Tax my Credit Union

Lawmakers are considering removing credit unions' not-for-profit status, which threatens our ability to provide affordable, member-focused services.

Learn more about the "Don't Tax My Credit Union" movement

Nano box for the Lexington Soccer Club and Commonwealth Credit Union

Commonwealth CU is the Official Credit Union of LSC

Lexington Sporting Club and Commonwealth Credit Union Announce landmark partnership!

Discover more about our partnership

Excellence in Community Impact Award Nano

CCU Excellence in community impact award

This award recognizes a family business that is committed to making an impact through philanthropic work in their community!

Nominate a family business

Everyday Rewards!

Make MY Card your everyday card with our Everyday Rewards Program.

Visit our Credit Card page

Image of faux commemorative bricks to be used as a nano box.

Celebration paver program

Purchase brick pavers to commemorate your cherished loved ones, etching their names forever along the Bettering Lives Community Trail.

Learn more about our Paver Program

Image of a large dog looking at a small dog.

It's time to think Jumbo!

Unlock monumental growth with Commonwealth Credit Union's Jumbo Certificate!

Learn more about Jumbo Certificates

join the
Family

If you've never tried Commonwealth Credit Union before, now is the perfect time. Start enjoying the great rates, personalized financial advice, and the extraordinary experience we provide to all of our members. We're bettering lives in the community, and we'd love to be a part of yours. When you become a member of Commonwealth Credit Union, it's like becoming part of the family.

Become a Member