Commonwealth Credit Union


LOOKING OUT FOR EACH OTHER

SUPPORT KENTUCKY FLOOD Relief

Here in Kentucky, we're more than neighbors—we're family. As many communities are dealing with the effects of major flooding, let's step up as family members do by providing support where we can. 

Donate to flood relief efforts

Slider image depicting a CCU MY Card on a beach

OUR REWARDS ARE HEATING UP

Fuel Your Summer!

Make MY Card your everyday card with our Everyday Reward Program. Earn 3 points on travel & transportation, as well as multiple reward options! This is MY Card, what's yours?

Learn more about MY Card

family smiling.

A TAX ON CCU IS A TAX ON YOU

don't tax my credit Union!

Maintaining our tax-exempt status is crucial for us to provide you with affordable, member-focused financial services. The "Don't Tax My Credit Union" movement is a way to protect the role we play in supporting the communities we call home. 

Learn More & take action

 
Image of Commonwealth Credit Union Shelbyville Branch with Best Places to Work Logo.

BEST PLACES TO WORK

Winner once Again!

We are so proud to be recognized as one of the 2025 Best Places to Work in Kentucky, marking our 7th consecutive year on the list!

AWARDS & RECOGNITION

Image of two teens watching a movie in a theater.

LET THEM SPEND, WATCH THEM SAVE

Round UP for Teens!

Help your teen build confidence in their ability to spend, plan, and track their money with the perfect first checking account for teens!

Learn more about Round UP for Teens

Image of a mom reading on the floor with her two kids.

THEIR SAVINGS NEED ROOM TO GROW

Youth Savings Accounts!

Empower your kids with our youth savings accounts, igniting their financial savvy and setting them up for a secure future.

Learn more about Youth Savings Accounts







Illustration to portray the concept of community.
Our community partners...
Image of Make a Wish Logo.
ARC Logo
Kentucky Performing Arts logo.
american heart association
kentucky derby festival
Baptist Health Foundation Logo
Campbellsville University logo.
Louisville Bats Logo.
Eastern Kentucky University logo
Shriners Hospitals for Children logos.
YMCA logo.
Partnership logo for the Lexington KY Sporting League













person icon
 
Become a member today! Start here by opening your account online.
Pencil icon.
Loans for any purpose, designed specifically with your needs in mind.

Our Rates

Auto Loans as low as

5.49%
APR*

Credit Cardsas low as

15.40%
APR*

Certificates
as high as

5.00%
APY*
Image of man using a laptop depicting Common Sense page.
FINANCIAL WELLNESS

improve YOUR FINANCIAL FUTURE!

Common Cents is your go-to financial wellness platform offering personalized programs with interactive courses, budgeting tools, fraud prevention tips, and engaging videos to empower your financial future. 

Get started with Common cents!

We better lives.

Dreams shouldn’t wait. That’s why we offer competitive rates for all of your saving and borrowing needs and the tools to help dreams come true, now.

External image of CCU branch

Don't Tax my Credit Union

Lawmakers are considering removing credit unions' not-for-profit status, which threatens our ability to provide affordable, member-focused services.

Nano box for the Lexington Soccer Club and Commonwealth Credit Union

Commonwealth CU is the Official Credit Union of LSC

Lexington Sporting Club and Commonwealth Credit Union Announce landmark partnership!

70 Acts nano box
Everyday Rewards!
 
Make MY Card your everyday card with our Everyday Rewards Program.
 
70 Acts nano box
Everyday Rewards!
 
Make MY Card your everyday card with our Everyday Rewards Program.
 
Image of faux commemorative bricks to be used as a nano box.
Celebration paver program

Purchase brick pavers to commemorate your cherished loved ones, etching their names forever along the Bettering Lives Community Trail.

Learn more about our Paver Program
Image of a large dog looking at a small dog.
It's time to think Jumbo!

Unlock monumental growth with Commonwealth Credit Union's Jumbo Certificate!

Man looking dog.

join the
 Family

If you've never tried Commonwealth Credit Union before, now is the perfect time. Start enjoying the great rates, personalized financial advice, and the extraordinary experience we provide to all of our members. We're bettering lives in the community, and we'd love to be a part of yours. When you become a member of Commonwealth Credit Union, it's like becoming part of the family.

Become a Member

We CU Differently®

Our doors opened in 1951 with the goal of doing things a little differently. While a lot has changed since then, what hasn’t changed is our focus on people, not profit. Plus - we’re still owned and operated by all 120,000+ of our members! When you’re part of the Commonwealth Credit Union family, you’re not just a number - you’re a member. And you’re treated like one!
Calendar icon.

NEWS, EVENTS, AND ALERTS

YMCA Black Achievers

Stay up-to-date with important member news, our community involvement, and alerts! 

  • Lexington Sporting Club Games!

See what's happening

pencil icon

FEATURED BLOG POST

Family putting coins in puggy bank.

HOW TO SAVE MONEY FOR YOUR KIDS

As a parent, you often think about how to better your kids' lives. Learn how to do so by providing them a route to financial well-being.



Read more on our accessibility statement