We’ll be holding backup system tests on February 20th and 22nd at 7 PM to ensure your financial security. Our online services will be unavailable during this time.


Steve Tobin

Sustained Superiority 5-Star Rating.

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About Us

Commonwealth Credit Union is a cooperative, not-for-profit financial institution owned and operated by its members exclusively to meet their financial needs. Currently, over 86,000 people from across Kentucky and beyond are Commonwealth Credit Union members. Take some time to click thru our website and check out all the great products, services and features available, all designed with our members in mind. You’ll see why our members know that we’re a different kind of financial institution. Here, We CU Differently!

Commonwealth Credit Union is now a Community Chartered financial institution, and we are excited to be a part of your community! Our reach has expanded to include many more Kentuckians in the 24 Kentucky counties that make up the KIPDA and Bluegrass Area Development Districts. Click here for a list of counties now served. If you live, work, worship, attend school, or volunteer in one of the counties in our charter, you can join and enjoy the many benefits of credit union membership. Anyone related to someone who qualifies for membership can also join, as well as anyone related to one of our current members.

Click here for membership eligibility guidelines.

As long as you maintain a savings account with a minimum balance of $5, you are a member for life and entitled to all the services Commonwealth Credit Union offers!

Credit Union History

The credit union's doors opened on April 2, 1951, with 122 shareholders, $2,700 in assets and a single volunteer. By 1976, six people were employed and membership had grown to almost 6,000. Since 1976, Commonwealth Credit Union's assets have grown from $2.8 million to more than $1 billion.

Today, Commonwealth Credit Union has members from all over Kentucky, and all around the world, in all walks of life. We are also the preferred credit union partner of the University of Louisville. Click here to see if you’re eligible to join us!

Annual Report and Financials

Click here to view our Annual Report and Financials.

The following Kentucky counties are included in the KIPDA and Bluegrass Area Development Districts (ADDs):
  • Bullitt County
  • Henry County
  • Jefferson County
  • Oldham County
  • Shelby County
  • Spencer County
  • Trimble County
  • Anderson County
  • Bourbon County
  • Boyle County
  • Clark County
  • Estill County
  • Fayette County
  • Franklin County
  • Garrard County
  • Harrison County
  • Jessamine County
  • Lincoln County
  • Madison County
  • Mercer County
  • Nicholas County
  • Powell County
  • Scott County
  • Woodford County