Shoe store owner looking at shoes.

Credit Cards

Earn rewards for your everyday business expenses.

Reach peak performance with our Summit Visa® Credit Card

The Summit Visa© Credit Card is your trusty sidekick for all things business-related. With its supercharged rewards, cashback perks, and convenient payment options, it helps you make necessary purchases while maintaining financial stability. Our Summit Visa Credit Card is more than just a piece of plastic; it's your secret weapon for conquering the world of business expenses. 

No annual fee

You won't have to pay an annual fee for all the great features that come with your Summit card.

1.5x Rewards

Every time you make a purchase or even pay your monthly bills, you earn rewards points.
  • Earn 1.5 Points for every $1 you spend on purchases
  • Your points balance is available through Online Banking, our Mobile Banking App, or by contacting Rewards at 855.228.4793.

Cash Back

Our Summit card offers a cash back option so you can turn your points into cash!

New Cardholder Perks

  • 0% intro rate for 6 months from account opening on Purchases. After that, the variable rate will be 16.40% - 24.00%*

Balance Transfer Offer

  • 0% for balance transfers for up to 12 months
  • After that, variable APR is 16.40%-24.00%**
  • No Balance Transfer Fee

Transaction Fees

Enjoy no foreign transaction fees on our Summit card.

Additional Cardholder Benefits

Roadside Dispatch

This pay-per-use roadside assistance program provides you with security and convenience. So whether you need to be towed while traveling to work, a jump start while you're out shopping, or a tire change while you're on vacation, Roadside Dispatch is just a phone call away.

Travel Accident Insurance

Put peace of mind at the top of your itinerary. Travel Accident Insurance is included when you purchase your airline ticket with your MY Card. Exclusions, terms, and conditions apply.

Travel and Emergency Assistance

Local laws or language barriers can be challenging when an emergency happens while traveling away from home. If the need arises, Travel and Emergency Assistance can connect you with appropriate local emergency and assistance resources. 

Visa Checkout

Enroll your credit card in Visa Checkout to save time when shopping online. With Visa Checkout, you no longer have to type in your card and shipping information, and with multiple layers of security, it provides the peace of mind you need.

Here's how to use it:
  1. Look for the Visa Checkout button
  2. Enter your email and password
  3. Confirm your purchase

Other Benefits

  • Purchase Security covers eligible property items bought with your Visa Business card or rewards points from your covered account against theft or damage for the first 90 days after the purchase.
  • Extended Protection extends the original manufacturer's U.S. warranty by up to one additional year for warranties three years or less warranties, with a maximum coverage of $10,000 per claim and $50,000 per cardholder.
  • CCU Card Monitor+ helps you to monitor transactions, track balances in real time from your mobile device, and receive alerts about suspicious activity.
  • And more!

All loans subject to approval.
*0% introductory rate for 6 months from account opening on Purchases. After that, the variable rate will be 16.40% - 24.00%. The rate is a variable rate and the maximum rate that can apply is 24.00%. Loans subject to approval. Rate, term, and conditions are subject to change and vary based on creditworthiness and qualifications. We may end your Introductory Rate and apply the Standard Rate based on the terms of your original agreement if you make a late payment. View full business credit card disclosure.
**ANNUAL PERCENTAGE RATE for this promotion will be 0% for the promotional balance for up to twelve months. To receive the 0% promotional rate, the balance transfer must be completed between 07/01/2024 and 12/31/2024. After the promotional period, the standard rate as low as 16.15% APR will apply. A variable rate and the maximum APR that can apply is 24.00%. No Balance Transfer fee will be applied. Loans subject to approval. Rate, term, and conditions are subject to change and vary based on credit worthiness and qualifications. Balance Transfer: Annual Percentage Rate. Balance Transfer rate will change to the standard rate on 6/30/25. Purchase APR is a variable rate of 16.15% - 24.00% and may vary after account opening. Cash advance fee is 3% of each cash advance or a $10 minimum.