Government Shutdown Assistance

In response to the federal government shutdown, Commonwealth Credit Union is offering financial relief options to support impacted members.

We're here for you

We understand that the federal government shutdown may create financial uncertainty for many of our members. At Commonwealth Credit Union, we want you to know: you're not alone. We're here to help you navigate this challenging time with compassion, flexibility, and real solutions.
 

Skip-A-Pay Program

If you're feeling the strain, our Skip-A-Pay option can offer immediate relief:
  • Skip one month of payments on eligible loans
  • No fees
  • Eligible loans include all consumer loans, mortgages, and HELOCs
  • Exclusions: investor, balloon, and commercial loans
  • Loans must be in good standing to qualify
 

Member Assistance Program

For those directly impacted by furloughs:
  • Borrow up to $5,000 for up to 36 months at 5.00% APR.*
  • Requires proof of furlough
  • Available through October 31 (We’ll reassess availability timeline if the shutdown continues)
To apply for a Member Assistance Loan, please give us a call at 800.228.6420.
 
 
If you're affected and need support, please reach out. Our team is ready to guide you through the options and help you find the best path forward.
 
Let’s get through this—together.
 
 
 
 
*Example: for a $5,000 loan for a term of 36 months with a 5.00% APR, the monthly payment will be $149.86 or $29.97 per $1,000 borrowed. Interest will continue to accrue during the 90 day no payment period. Must meet eligibility requirements. All loans subject to approval. Limited time offer.