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Checking Accounts

Looking for increased efficiency? We'll empower your company or organization with a checking account tailored to the way you do business.

There's an account for companies of every size

You want solutions that are more than just one-size-fits-all. That's why Commonwealth Credit Union offers three different checking accounts. Choose the one that best fits you based on your volume of business, or your nonprofit organization's daily needs. Every account includes a free debit card for easy, anytime access to funds. If you haven’t yet switched your accounts to Commonwealth Credit Union, we make that easy, too.
You might run a small business, but you have big plans. This account works hard for sole proprietors and business owners with lower volume needs.
  • No minimum balance requirement and no monthly fee
  • 250 free items permitted monthly, $0.30 per item thereafter
  • Free Passage Debit Card you can connect to your mobile wallet for quicker, more secure transactions
  • Manage your account easily using Online and Mobile Banking 
  • Does not earn dividends
  • Reorder checks anytime through Deluxe
Growing businesses benefit most from this account tailored to companies running at higher volumes.
  • Earns dividends when you maintain the required balance
  • 350 free items permitted monthly, $0.30 per item thereafter
  • Free Passage Debit Card you can connect to your mobile wallet for quicker, more secure transactions
  • Manage your account easily using Online and Mobile Banking 
  • $15 monthly fee waived with average daily balance of $5,000
  • Reorder checks anytime through Deluxe
We believe in the good works done by non-profits, civic organizations, and local associations. This checking account supports them.
  • No minimum balance requirement and no monthly fee
  • 350 free items permitted monthly, $0.30 per item thereafter
  • Free Passage Debit Card you can connect to your mobile wallet for quicker, more secure transactions
  • Manage your account easily using Online and Mobile Banking 
  • Does not earn dividends
  • Reorder checks anytime through Deluxe

Before Opening your Business Checking Account

Let's work together to make your experience as seamless as possible. Before arriving at one of our branches, please read our Business Member Service Agreement.

Then, please be sure you have the proper paperwork in hand. You can find out what you need to bring using these account opening guides based on your business or organization type:


And these two documents will be necessary to open your account.
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Fraud Prevention Services

If you are contacted by our fraud monitoring company, we encourage you to return their call at 866.798.3369 to verify any transactions. The service will clearly identify itself as “Commonwealth Credit Union Fraud Prevention Services.” Follow the prompts, and at any time during this call, you may press zero to speak to a live representative.
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Visa Checkout

Online payments are quicker and more secure using Visa Checkout. All you do is enroll your business credit card in Visa Checkout to save time using your tablet, smartphone, or computer. You no longer have to type in your card and shipping information. And with multiple layers of security, Visa Checkout provides peace of mind you need.

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Exclusive Discounts

As a Commonwealth Credit Union business member, you enjoy valuable discounts on various products and services through the Love My Credit Union rewards program. For example, save 40% on a one-year membership to Sam's Club, which you can use to stock up on your important office supplies.

Commonwealth Credit Union is a full-service, not-for-profit financial institution with branches throughout Kentucky, serving as the official credit union of the University of Louisville.