You might run a small business, but you have big plans. This account works hard for sole proprietors and business owners with lower volume needs.
- No minimum balance requirement and no monthly fee
- 250 free items permitted monthly, $0.30 per item thereafter
- Free Passage Debit Card you can connect to your mobile wallet for quicker, more secure transactions
- Manage your account easily using Online and Mobile Banking
- Does not earn dividends
- Overdraft Privilege*
- Reorder checks anytime through Deluxe or within online banking
* Overdraft Privilege is a discretionary overdraft service, requiring no action on your part, that provides you a safety net up to an automatically assigned overdraft limit. Your Overdraft Privilege Intelligent limit may be available for checks and other transactions made using your checking account number, such as an automatic (ACH) payment transaction, automatic bill payment or recurring debit card payment. If you request us to do so (opt in), we may authorize ATM transfers or withdrawals and everyday debit card purchases using your available balance and your Overdraft Privilege limit. For business accounts the limit may be available for ATM and everyday debit card transactions with no action required. Balances displayed do not include the Overdraft Privilege limit. There is no additional cost associated with Overdraft Privilege unless you use it. If you do use the Overdraft Privilege limit, you will be charged our paid item OD Privilege fee of $32 for each overdrawn item created by checks and other transactions made using your checking account number, such as an automatic payment (ACH) transaction, automatic bill payment, or recurring debit card payment.