Image of someone using their mobile wallet with money floating in the background.

Mobile Wallet: A Smart Way To Pay

Your mobile wallet is becoming more and more powerful! Learn the basics, and how you can have the chance to spend to win while using your mobile wallet!

Why Mobile Wallets Are a Smarter Way to Pay

In today’s fast-paced world, convenience and security are more important than ever, especially when it comes to how we pay. Mobile wallets offer a modern solution that makes everyday transactions faster, safer, and simpler. Whether you're shopping online, picking up groceries, or grabbing coffee, using a mobile wallet can streamline your experience while keeping your financial information protected.
 

What Is A Mobile Wallet? 

In today’s fast-paced world, convenience and security are more important than ever, especially when it comes to how we pay. Mobile wallets offer a modern solution that makes everyday transactions faster, safer, and simpler. Whether you're shopping online, picking up groceries, or grabbing coffee, using a mobile wallet can streamline your experience while keeping your financial information protected.
 

The Benefits of Going Digital

Speed and Convenience
Mobile wallets eliminate the need to carry physical cards or cash. With your Commonwealth Credit Union card saved to your device, checkout becomes as simple as holding your phone near a payment terminal or clicking a button online.
  • No need to swipe or insert a card
  • No typing in card numbers for online purchases
  • No delays at checkout
Enhanced Security
Mobile wallets are designed with multiple layers of protection that go beyond traditional payment methods.
  • Tokenization replaces your card number with a unique code during transactions
  • Biometric authentication (like fingerprint or facial recognition) ensures only you can authorize payments
  • No physical card means less risk of theft or loss
Contactless Payments
In an age where hygiene matters, mobile wallets offer a touch-free way to pay. You can avoid handling cash or touching shared surfaces, making it a safer option for both you and the businesses you support.
 

A Chance To Win While You Spend!

As an added bonus, Commonwealth Credit Union is offering members a chance to win $250 just for using their mobile wallet. From September 1 through October 31, 2025, every time you make a purchase using your mobile wallet with a Commonwealth Credit Union debit or credit card, you’ll be automatically entered into the drawing.

Each transaction counts as a separate entry, so the more you use your mobile wallet, the more chances you have to win.

How to enter:

  1. Add your Commonwealth Credit Union card to your phone's mobile wallet
  2. Use it to pay in store or online
  3. That's it! Each transaction is an entry. 

It’s a simple way to enjoy the benefits of digital payments and possibly walk away with a little extra cash.