We’ll be holding backup system tests on February 20th and 22nd at 7 PM to ensure your financial security. Our online services will be unavailable during this time.


Payment Protection Program

Credit Life and Disability Insurance

Credit Life and Credit Disability insurance may help reduce or pay off your covered loan in the event of an injury, illness or unexpected life event. This insurance is offered on most Commonwealth CU loans.*

  1. Credit life insurance is designed to help reduce or pay off your eligible loan balance, up to the policy maximum, should an unexpected life event occur.
  2. Credit disability insurance may make your loan payment, up to the policy maximum, if you become totally disabled due to a covered sickness or accident.
  3. This coverage is available when you take out the loan, though you can add this coverage to your existing loan at any time.
  4. Coverage is available up to age 70.

Your purchase of MEMBER’S CHOICE® Credit Life and Credit Disability Insurance, underwritten by CMFG Life Insurance Company, is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Group Policy for a full explanation of the terms.


*Some restrictions apply.