Employment Opportunities

Thank you for your interest in employment with Commonwealth Credit Union. Commonwealth Credit Union is one of the largest credit unions in the state of Kentucky and prides itself on superior member service and an exceptional workforce. We are looking for friendly, professional, service-oriented individuals to join our team and become part of the elite group that makes up our staff.

In addition to a positive work environment, Commonwealth Credit Union also offers competitive salaries and an extensive benefit package including the following: health, dental, vision, group life, and long term disability insurance, vacation and sick leave, flexible spending accounts, tuition reimbursement, 401(k), and many other great voluntary benefit programs.

All applicants must have a minimum of a high school diploma (unless they are participating in a high school co-op program) and related experience is preferred. As part of Commonwealth Credit Union's hiring process, all candidates considered for employment will be required to complete the following screening requirements: Personal credit report, criminal background check, reference check, educational background check and drug screening.

Current Available Positions:

 

You may apply for employment by completing one of the following methods:
  • Filling out our online employment application. This document is fully secure. (Please note: Further documentation may be required in order to be considered for employment.) To complete our online employment application, please click here.
  • Downloading the employment application and mailing it to Commonwealth Credit Union, Attn: Human Resources, PO Box 978, Frankfort, KY 40602. You may also drop it off at any of our locations or fax it to the Human Resource Department, at (502) 564-7205. To download a copy of our employment application, please click here.
Come and join our great organization, where WE CU DIFFERENTLY!

 

Commonwealth Credit Union is an Equal Employment Opportunity Employer. Applicants are considered for employment without regard to race, color, creed, religion, national origin, gender, sexual orientation, gender identity, ancestry, age, disability, political affiliation, genetic information, or veteran status, in accordance with state and federal laws.

2 Mortgage Loan Originators - Louisville Rd Office

We have 2 career opportunities available for Mortgage Loan Originators (MLO), at the Louisville Road office in Frankfort Kentucky. We are looking for highly motivated, enthusiastic, and sales-oriented professionals to join our team. In addition to being able to obtain insurance licensing, the candidate must be dependable, have excellent communication skills, and should be able to work in a multifunctional, team environment, representing the Credit Union in a professional manner through image, communication, and knowledge.

General Function:

Assists members in determining mortgage needs, evaluates qualifications and advises members on business and financial matters relating to mortgage loans. Responsible for business development through community involvement, referral systems and other activities. Processes mortgage loan applications, establishes and negotiates the terms under which credit will be extended, including the cost, repayment method and schedule and collateral requirements, within policy. Assist members in determining appropriate mortgage products available for their specific use including KHC, secondary market loans, FHA and VA loans. Closes approved loans, complying with applicable rules and regulations.

Actively cross-sells Credit Union products/services, stays abreast of residential loan market. Keeps management informed of changes in market conditions. Generates sales ideas and programs, and assists management with special projects and presentations. Maintains knowledge of rules, policies and procedures governing all classes of loans. Offers assistance and sound guidance to other staff, referring them to management when appropriate. Demonstrates strong communication skills. Fully trained and acclimated to position duties and responsibilities and performs with minimal guidance. Maintains working knowledge of all regulations such as OFAC, Privacy Act, Reg Z, Reg X, ECOA and any additional new regulations effecting mortgage loan applications. All other duties as assigned.

This position requires the individual to provide detailed information on Home Equity and/or Mortgage Loans; therefore, NMLS registration will be required. If the individual is not currently registered, they will need to pass the applicable background screening to be registered. This screening may be different than what's required for the individual to become employed by the Credit Union.

Education / Experience

  • High School Diploma/GED
  • Minimum of 2 years-experience
  • Credit Union experience preferred

Essential Job Specific Competencies

  • Must be bondable and successfully pass background screening
  • Must be able to obtain/maintain required certifications/licenses applicable to position
  • Must annually attend training and pass exams for compliance with the Bank Secrecy Act (BSA)
  • Must annually attend training and pass exams for compliance with the USA Patriot Act
  • Must annually attend training and pass exams for compliance with the Office of Foreign Asset Control

The work schedule for these positions includes Saturday hours, and some travel may be involved as well.

If qualified/interested and wish to be considered, please contact the Human Resource Department in writing at P.O. Box 978, Frankfort, KY 40602-0978. You may drop off an application at any one of our locations, or by fax, to 502-564-7205, Attn: Human Resources Department. You can also submit your application/or resume online.

Come join our great organization, where WE CU DIFFERENTLY!

Commonwealth Credit Union is an Equal Employment Opportunity Employer. Applicants are considered for employment without regard to race, color, creed, religion, national origin, gender, sexual orientation, gender identity, ancestry, age, disability, political affiliation, genetic information, or veteran status, in accordance with state and federal laws.

Part-Time Teller - UofL Campus Branch, Louisville

We have a career opportunity available for a Part-time Teller at our UofL Campus Branch, in Louisville. We are looking for a highly motivated, enthusiastic professional to join our team. This individual must be dependable, have excellent communication skills, must be able to work in a multifunctional, team environment, and must represent the Credit Union in a professional manner, through image, communication, and knowledge.

General Function:

Accurately performs financial transactions affecting the accounts or loans of credit union members, in accordance with established policies, procedures, and applicable laws. Represents the credit union in a professional manner. Maintains acceptable cash/negotiable balancing standards, examines checks for endorsements and other features, follows internal controls to safeguard credit union funds and assets, consistently maintains cross-selling standards and organizes work and maintains accurate records.

Carries out special services for members, such as issuing gift cards, ordering checks, and performing cash advances. Ensures adequate safeguards to protect the confidentiality of the Credit Union and its members. Demonstrates the values shown on the Commonwealth Credit Union Vision, Mission, and Team 1 Values.

“This position does not require the individual to provide detailed information on Home Equity Loans and/or Mortgage Loans; therefore, NMLS registration is not required.”

Education / Experience

  • High School Diploma/GED
  • Minimum of 2 years-experience

Essential Job Specific Competencies

  • Outages: Maintains an acceptable balancing record with all negotiable items; including cash, checks, and any negotiable items held accountable for on a daily basis.
  • Cross Selling: Actively cross-sells Credit Union products and services, meeting the minimum required each month. Possesses the necessary product knowledge to be helpful and identify the needs of the member.
  • Transactions: Meets the monthly requirements on the number of transactions processed.
  • Policies & Procedures: Displays good judgment in making decisions with respect to policies and guidelines. Presents Credit Union’s perspective in regards to policies and procedures in a positive and accurate manner.
  • Commonwealth CU Retirement and Investment Services: Meets Credit Union standards in referrals made to Commonwealth CU Retirement and Investment Services.
  • Security: Consistently attends all required security training and is up-to- date on all branch security. Maintains a heightened awareness of branch surroundings while protecting the Credit Union from any losses or fraud.
  • Training: Eagerly participates in all in-house training offered to staff and shows enthusiasm towards learning new things. Scores at least an acceptable rating on the test and works to improve in any areas that are answered incorrectly.
  • Service: Uses the member’s name at least three times during every transaction. Maintains attentiveness and responsiveness to member traffic, while maintaining efficiency.
  • Annual Test: Meets Credit Union standard on Annual Product Knowledge Test.
  • Miscellaneous: Maintains an acceptable level of errors, attends Marketing and community events to help increase community awareness and carries out all other duties as may be assigned or requested.

If qualified/interested and wish to be considered, please contact the Human Resource Department in writing at P.O. Box 978, Frankfort, KY 40602-0978. You may drop off an application at any one of our locations, or by fax, to 502-564-7205, Attn: Human Resources Department. You can also submit your application/or resume online.

Come join our great organization, where WE CU DIFFERENTLY!

Commonwealth Credit Union is an Equal Employment Opportunity Employer. Applicants are considered for employment without regard to race, color, creed, religion, national origin, gender, sexual orientation, gender identity, ancestry, age, disability, political affiliation, genetic information, or veteran status, in accordance with state and federal laws.

Business Development Specialist - Louisville

Commonwealth Credit Union, a cooperative, not-for-profit, full-service financial institution, opened its doors April 2, 1951 and began our passionate service to others! Today, we are one of the largest credit unions in the state with over $1 billion in assets. We have 10 convenient branch locations, and are meeting the financial needs of individuals who live, work, worship, attend school or volunteer in one of the 24 Kentucky counties in the KIPDA and Bluegrass Area Development Districts. We are also proud to be the preferred credit union partner of the University of Louisville.

We are looking for an individual to join our engaging and empowering workplace in Louisville, KY! If you are interested in making a difference, partnering in the communities that we serve, and providing an extraordinary experience for others, we want to hear from you! We would love to share with you the specific details of our TEAM 1 philosophy, competitive salary and benefits package.

General Function:

Extremely self-motivated and goal driven individual that represents the credit union with our Business Partner groups and within the communities we serve. Promotes membership with participating Business Partners; strategically solicits nonparticipating eligible groups on continual basis, communicates with Business Partners concerning products/services, provides ideas/input on business development projects as required; Maintains accurate Business Partner records, continually report member feedback to Business Development Supervisor, devotes time and resources to community and networking activities on behalf of the Credit Union as approved by the Business Development Supervisor.

Education / Experience

  • Bachelor’s Degree or equivalent experience in sales/business development field
  • 2+ years’ experience in the credit union or financial institution preferred but not required
  • Minimum of 3 years’ experience with B2B sales
  • Advanced knowledge in various PC applications including CRM/Sales Systems
  • Must be bondable, successfully pass required background screenings and must be able to obtain/maintain required certifications/licenses applicable to position
  • Must annually attend the necessary training, pass examinations, and maintain compliance with the Bank Secrecy Act (BSA), USA Patriot Act, and Office of Foreign Asset Control (OFAC) Policy
  • Valid Driver's License/Good driving record

Essential Job Specific Competencies

  • Conducts oneself with the standards for professional presentation including dress attire, grooming, professional communications and positivity.
  • Excellent presentation skills, follow up skills and sales skills are expected and required as outlined in the credit union’s business development standards. Effectively plans, develops and implements business development activities (including prospecting, business partner visits, community participation, etc…) – in the highest of standards - that promote and increase awareness of the credit union, as well as, meet department and credit union goals/objectives.
  • Actively prospects new Business Partners according to business development strategic plan and meets sales goals set for each target market.
  • Proactively follows up in an efficient and timely manner for all business development activities and utilizes tracking methods to continuously measure and self-evaluate effectiveness.
  • Develops strategic relationships with key individuals within Business Partner groups/community and continuously gathers positive testimonials and referrals. Actively participates in local chambers of commerce and other networking groups to build strategic relationships within the community that create referrals, positive image and rapport for the organization.
  • Assists potential members with opening new accounts, onboarding; assist existing members with account information, inquiries and additional products. While providing the highest level of service and products that complete their need.
  • Maintain strong relationships with Branch Managers and other key team members to establish and achieve credit union goals and objectives. Responsible for branch business development representative’s knowledge and upkeep of business development tracking. Seeks out and develops key team members with advanced sales training techniques along with exposure to business development activities outside of their routine job requirements.
  • Coordinates, researches and participates in Financial Wellness Programs and community events within the communities we serve. Researches and coordinates community programs and/or activities to favorably position the credit union among the community as directed by the strategic drivers.
  • Proactively seeks professional development opportunities and stays up to date with assigned training materials. Including a passing score on annual product knowledge exam and annual presentation evaluations.
  • Continually looks for ways to improve productivity - via new ideas and expense control methods - in order to improve job/departmental efficiency.
  • Assist in developing Business Development Representatives and Branch Representatives ensuring that team member meet credit union standards. Assists the Business Development Supervisor to develop the business development strategic plan and department budget.

The work schedule for this position requires occasional weekend and evening hours, as well as, occasional in-state travel.

If qualified/interested and wish to be considered, please contact the Human Resource Department in writing at P.O. Box 978, Frankfort, KY 40602-0978. You may drop off an application at any one of our locations, or by fax, to 502-564-7205, Attn: Human Resources Department. You can also submit your application/or resume online.

Come join our great organization, where WE CU DIFFERENTLY!

Commonwealth Credit Union is an Equal Employment Opportunity Employer. Applicants are considered for employment without regard to race, color, creed, religion, national origin, gender, sexual orientation, gender identity, ancestry, age, disability, political affiliation, genetic information, or veteran status, in accordance with state and federal laws.

Compliance Attorney - Frankfort, KY

Commonwealth Credit Union, a cooperative, not-for-profit, full-service financial institution, opened its doors April 2, 1951 and began our passionate service to others! Today, we are one of the largest credit unions in the state with over $1 Billion in assets. We have 10 convenient branch locations, and are meeting the financial needs of individuals who live, work, worship, attend school or volunteer in one of the 24 Kentucky counties in the KIPDA and Bluegrass Area Development Districts. We are also proud to be the preferred credit union partner of the University of Louisville.

We are looking for an individual to join our engaging and empowering workplace in Frankfort, KY! If you are interested in making a difference, partnering in the communities that we serve, and providing an extraordinary experience for others, we want to hear from you! We would love to share with you the specific details of our TEAM 1 philosophy, competitive salary and benefits package.

General Function:

Serve as the legal liaison and contract control officer. Direct the organization on corporate issues, enterprise risk control activities, fraud and loss prevention, disaster recovery/business continuity, vendor management, contracts/legal agreements, BSA and other regulatory compliance. Provide legal support on strategic matters and initiatives, monitor legal and regulatory developments impacting the financial services industry and ensure our credit union’s legal compliance in all areas of the operations, including cybersecurity compliance.

Education / Experience

  • We are looking for a degreed attorney, in good standing with the Kentucky Bar Association, with a license to practice law in the state of Kentucky.
  • A minimum of 5 years of experience in the financial institution industry or compliance law is necessary.
  • Individual must have the proven ability to effectively manage staff, supervise and coordinate multiple priorities, projects and deadlines simultaneously.
  • While our workplace is fun, fulfilling and extremely enjoyable, it is a fast-paced environment. We are looking for someone who is highly organized, responsive, adaptable and capable of working and collaborating effectively with others.
  • We value and operate with a high level of integrity, ethics and professional standards. Only those individuals who hold standards consistent with the organization’s values, will be considered for the position.

If qualified/interested and wish to be considered, please contact the Human Resource Department in writing at P.O. Box 978, Frankfort, KY 40602-0978. You may drop off an application at any one of our locations, or by fax, to 502-564-7205, Attn: Human Resources Department. You can also submit your application/or resume online.

Come join our great organization, where WE CU DIFFERENTLY!

Commonwealth Credit Union is an Equal Employment Opportunity Employer. Applicants are considered for employment without regard to race, color, creed, religion, national origin, gender, sexual orientation, gender identity, ancestry, age, disability, political affiliation, genetic information, or veteran status, in accordance with state and federal laws.

2 Central Service Representatives - Louisville Road office, Frankfort

We have 2 full-time career opportunities available for Central Service Representatives, at our Louisville Road office in Frankfort. We are looking for a highly motivated, enthusiastic, and sales-oriented professionals to join our team. These individuals must be dependable, have excellent communication skills, must be able to work in a multifunctional, team environment, and must represent the Credit Union in a professional manner, through image, communication, and knowledge.

General Function:

Handles inbound and outbound communications, providing informed responses to member and potential member questions. Offers additional assistance as required. Accurately performs loan and account functions in accordance with Credit Union policies, procedures, and applicable laws. Organizes work to ensure accuracy and proper record keeping practices maintain consistent cross-selling standards, and research and resolve member account problems. Demonstrates the ability to multi-task in a fast-paced environment and maintains an emphasis on service, quality, and accuracy. Works on special projects and other team-specific duties as assigned.

“These positions don’t require the individuals to provide detailed information on Home Equity Loans and/or Mortgage Loans; therefore, NMLS registration is not required.”

Education / Experience

  • High School Diploma/GED
  • Minimum of two years-related experience
  • Must be bondable, successfully pass required background screenings and must be able to obtain/maintain required certifications/licenses applicable to position
  • Must annually attend the necessary training, pass examinations, and maintain compliance with the Bank Secrecy Act (BSA), USA Patriot Act, and Office of Foreign Asset Control (OFAC) Policy

Essential Job Specific Competencies

  • Errors: Meets Credit Union standards for errors. Processing member transactions efficiently, while ensuring guidelines and policies are met.
  • Member Contact: Meets Credit Union standards for servicing incoming and outgoing calls, chats, e-mails and other means of communication. Maintains attentiveness and responsiveness to all forms of communication, while maintaining efficiency.
  • Transactions: Meets Credit Union standards for transactions processed. Processes member transactions efficiently, accurately ensuring guidelines and policies are met.
  • Cross-Sells: Meets Credit Union standards for cross-sold products. Takes personal responsibility to retain information to provide, assist, and accurately deliver our products and services.
  • Commonwealth Investments and Retirement Services: Meets Credit Union standards for referrals. Capable of identifying needs through good listening skills and evaluation of member account history and/or current financial relationship.
  • Service: Communicates professionally, using proper etiquette and mannerisms, responding to questions politely and asking if additional service is needed.
  • Annual Test: Meets Credit Union standard on Annual Product Knowledge Test.
  • Security: Identifies member through the process of security verification and accurately determines nature of their request prior to transacting business. Utilizes the member’s name at least 3 times during every conversation.
  • Efficiency Demonstrates the correct use of ACD telephone keypad functions and appropriately utilizes these functions when handling member and peer interactions.
  • Availability: Stays readily available for incoming communications, keeping departures minimal and with justified or scheduled cause.

The work schedule for this position includes Saturday hours.

If qualified/interested and wish to be considered, please contact the Human Resource Department in writing at P.O. Box 978, Frankfort, KY 40602-0978. You may drop off an application at any one of our locations, or by fax, to 502-564-7205, Attn: Human Resources Department. You can also submit your application/or resume online.

Come join our great organization, where WE CU DIFFERENTLY!

Commonwealth Credit Union is an Equal Employment Opportunity Employer. Applicants are considered for employment without regard to race, color, creed, religion, national origin, gender, sexual orientation, gender identity, ancestry, age, disability, political affiliation, genetic information, or veteran status, in accordance with state and federal laws.

Risk Analyst, Frankfort KY

We are looking for a highly motivated, enthusiastic professional to join our Enterprise Risk Management team in Frankfort, KY as a Risk Analyst. This individual must be dependable, have excellent communication skills, must be able to work in a multifunctional, team environment, and must represent the Credit Union in a professional manner, through image, communication, and knowledge. A key requirement for this position is proficiency in Excel.

General Function:

Performs operational risk control reviews including: reviewing new membership and share accounts, closed membership and share accounts, completed loan documentation and teller work. Reviews routine lending and operational exception reports. Uses analytical skills to determine inconsistencies, deficiencies and areas that reflect procedural concerns in order to mitigate risk to the organization. Remains up to date on state and federal rules and regulations which govern credit union operations. Exercises discretion in completing risk control assignments and works closely with Operations and Lending staff, as well as management.

Assists as needed in reviewing member and credit union accounts in an effort to identify risk exposure. Prepares acceptable working documents. Focuses on minimizing risk and ensuring compliance within the organization and our members.

Education / Experience

  • High School Diploma/GED
  • Minimum of 3 years related experience
  • Credit Union experience preferred
  • Proficiency in Excel preferred

Requirements

  • Must be bondable and successfully pass background screening
  • Must be able to obtain/maintain required certifications/licenses applicable to position
  • Must annually attend training and pass exams for compliance with the Bank Secrecy Act (BSA)
  • Must annually attend training and pass exams for compliance with the USA Patriot Act
  • Must annually attend training and pass exams for compliance with the Office of Foreign Asset Control

The work schedule for this position requires occasional weekend and evening hours, as well as, occasional in-state travel.

If qualified/interested and wish to be considered, please contact the Human Resource Department in writing at P.O. Box 978, Frankfort, KY 40602-0978. You may drop off an application at any one of our locations, or by fax, to 502-564-7205, Attn: Human Resources Department. You can also submit your application/or resume online.

Come join our great organization, where WE CU DIFFERENTLY!

Commonwealth Credit Union is an Equal Employment Opportunity Employer. Applicants are considered for employment without regard to race, color, creed, religion, national origin, gender, sexual orientation, gender identity, ancestry, age, disability, political affiliation, genetic information, or veteran status, in accordance with state and federal laws.