Employment Opportunities

NOTE: Due to technical issues, if you have submitted an application between May 31st and June 10th 2016, please contact the Human Resource Department, at (502) 564-4775 or (800) 228-6420.

Thank you for your interest in employment with Commonwealth Credit Union. Commonwealth Credit Union is one of the largest credit unions in the state of Kentucky and prides itself on superior member service and an exceptional workforce. We are looking for friendly, professional, service-oriented individuals to join our team and become part of the elite group that makes up our staff.

In addition to a positive work environment, Commonwealth Credit Union also offers competitive salaries and an extensive benefit package including the following: health, dental, vision, group life, and long term disability insurance, vacation and sick leave, flexible spending accounts, tuition reimbursement, 401(k), and many other great voluntary benefit programs.

All applicants must have a minimum of a high school diploma (unless they are participating in a high school co-op program) and related experience is preferred. As part of Commonwealth Credit Union's hiring process, all candidates considered for employment will be required to complete the following screening requirements: Personal credit report, criminal background check, reference check, educational background check and drug screening.

Current Available Positions:

 

You may apply for employment by completing one of the following methods:
  • Filling out our online employment application. This document is fully secure. (Please note: Further documentation may be required in order to be considered for employment.) To complete our online employment application, please click here.
  • Downloading the employment application and mailing it to Commonwealth Credit Union, Attn: Human Resources, PO Box 978, Frankfort, KY 40602. You may also drop it off at any of our locations or fax it to the Human Resource Department, at (502) 564-7205. To download a copy of our employment application, please click here.
Come and join our great organization, where WE CU DIFFERENTLY!

 

Commonwealth Credit Union is an Equal Employment Opportunity Employer. Applicants are considered for employment without regard to race, color, creed, religion, national origin, gender, sexual orientation, gender identity, ancestry, age, disability, political affiliation, genetic information, or veteran status, in accordance with state and federal laws.

Underwriter Specialist I (Afterhours)

We have a career opportunity available for an Underwriter Specialist I (Afterhours) in the Underwriting Area at our Louisville Road Office location. We are looking for a highly motivated, detail oriented, professional to join our team. This individual must be dependable, have excellent analytical skills, and be able to be decisive in a fast paced environment. It is essential that this individual represent the Credit Union internally and with our Dealer Partners in a professional manner, through image, communication, and knowledge. This is primarily a work from home position, with some office hours required. Schedule to be determined, however Saturdays and some federal holidays will be mandatory based on business needs of the organization.

General Function:

Specializes in Indirect Lending and risk analysis. Is responsible for making prudent credit decisions within established approval/exception guidelines, in compliance with all state and federal regulations, and in adherence to all CCU practices, policies, and procedures. Analyzes information received from credit applications and credit reporting agencies to make prudent credit decisions. Must be able to work after hours, weekends, and some federal holidays. Must be possess the skills necessary to work from home and meet the requirements of a work from home agent. Some in office hours are required.

Partners with the Indirect Lending Department to establish, maintain, and enhance dealer relationships. Negotiates terms and conditions of loan decisions with dealers within established approval/exception guidelines, leveraging risk versus reward, to ensure credit quality and profitability. Makes exceptions to normal guidelines when necessary.

This position requires the ability to be decisive in a fast paced, highly motivated environment. Building and maintaining relationships through collaboration and a team oriented approach, with an emphasis on the organization. Performs with minimal guidance and demonstrates superior communication and leadership skills. Completes other duties as assigned.

Education / Experience

  • High School Diploma/GED
  • Minimum of two years of previous underwriting experience. Previous Indirect Underwriting experience preferred.
  • Must be bondable, successfully pass required back ground screenings, and must be able to obtain/maintain required certifications/licenses applicable to position including NMLS certification.
  • Must annually attend the necessary training, pass examinations, and maintain compliance with the Bank Secrecy Act (BSA), US Patriot Act, and Office of Foreign Asset Control (OFAC) policy.

Essential Job Specific Competencies

  • Review credit report information to determine risk for bankruptcy or non-payment by applying knowledge of standard underwriting procedures and risk analysis.
  • Approve, deny, or refer the loan for further review.
  • Structures loan to ensure the payment amount and loan amount are affordable for the member(s).
  • Detail stipulations of loan approval or counter as well as information that supports the loan decision or referral of the loan application to someone with higher underwriting guidelines.
  • Ensure ratios are accurately calculated and reviews loan application information for accuracy and completeness.
  • Maintain an appropriate level of profitability, delinquency, charge off, and repossessions in line with credit union goals.
  • Must comply with Commonwealth Credit Union’s policies and guidelines of risk based loan underwriting, products, processes, procedures, and regulations and relevant governmental laws.
  • Effectively recognizes opportunities to cross-sell during the underwriting process and notes the pre-approval in the loan application.
  • Ensure confidential treatment of the member(s) financial information.

This position is primarily work from home with some office hours required, mainly after hours. Includes Saturdays and some federal holidays based on business needs.

If qualified/interested and wish to be considered, please contact the Human Resource Department in writing at P.O. Box 978, Frankfort, KY 40602-0978. You may drop off an application at any one of our locations, or by fax, to 502-564-7205, Attn: Human Resources Department. You can also submit your application/or resume online.

Come join our great organization, where WE CU DIFFERENTLY!

Commonwealth Credit Union is an Equal Employment Opportunity Employer. Applicants are considered for employment without regard to race, color, creed, religion, national origin, gender, sexual orientation, gender identity, ancestry, age, disability, political affiliation, genetic information, or veteran status, in accordance with state and federal laws.

Business Development Representative

We have an opportunity available for a Business Development Representative, in the Business Development Department, at our Louisville Road Office. We are looking for a highly motivated, enthusiastic, and goal driven professional to join our team. This individual must be dependable, have excellent communication skills, must be able to effectively promote Commonwealth Credit Union in the communities we serve. Additionally, they must represent the Credit Union in a professional manner through image, relationships, and knowledge. This position may require frequent travel and the availability to work evenings and weekends.

General Function:

Extremely self-motivated and goal driven individual that represents the credit union with our Business Partner groups and within the communities we serve. Promotes membership with participating Business Partners; strategically solicits non-participating eligible groups on continual basis, communicates with Business Partners concerning products/services, provides ideas/input on business development projects as required; Maintains accurate Business Partner records, continually report member feedback to Business Development Supervisor, devotes time and resources to community and networking activities on behalf of the Credit Union as approved by the Business Development Supervisor.

Education / Experience

  • Bachelor’s Degree in Marketing, Public Relations or equivalent experience in sales/business development field
  • Financial Industry experience preferred but not required
  • Must be eligible for license to become an agent for the limited line credit
  • Advanced knowledge in various PC applications
  • Must be bondable, successfully pass required background screenings and must be able to obtain/maintain required certifications/licenses applicable to position
  • Must annually attend the necessary training, pass examinations, and maintain compliance with the Bank Secrecy Act (BSA), USA Patriot Act, and Office of Foreign Asset Control (OFAC) Policy
  • Valid Driver's License/Good driving record

Essential Job Specific Competencies

  • Conducts oneself with the standards for professional presentation including dress attire, grooming, professional communications and positivity.
  • Excellent presentation skills, follow up skills and sales skills are expected and required as outlined in the credit union’s business development standards.
  • Effectively plans, develops and implements business development activities (including prospecting, business partner visits, community participation, etc.) – in the highest of standards - that promote and increase awareness of the credit union brand, as well as, meet department and credit union goals/objectives.
  • Actively prospects new Business Partners according to business development strategic plan and meets sales goals set for each target market.
  • Proactively follows up in an efficient and timely manner for all business development activities and utilizes tracking methods to continuously measure and self-evaluate effectiveness.
  • Develops strategic relationships with key individuals within Business Partner groups/community and continuously gathers positive testimonials and referrals.
  • Actively participates in local chambers of commerce and other networking groups to build strategic relationships within the community that create referrals, positive image, and rapport for the organization.
  • Assists potential members with opening new accounts, onboarding; assist existing members with account information, inquiries, and additional products. While providing the highest level of service and products that complete their need.
  • Maintain strong relationships with Branch Managers and other key team members to establish and achieve credit union goals and objectives.
  • Responsible for branch business development representative’s knowledge and upkeep of business development tracking.
  • Seek out and develop key team members with advanced sales training techniques along with exposure to business development activities outside of their routine job requirements.
  • Coordinates, researches, and participates in Financial Literacy presentations/events/programs within the communities we serve.
  • Researches and coordinates community programs and/or activities to favorably position the credit union among the community as directed by the strategic drivers.
  • Proactively seeks professional development opportunities and stays up to date with assigned training materials. Including a passing score on annual product knowledge exam and annual presentation evaluations.
  • Continually research generational differences to better promote our services to their needs.
  • Recommend technologies that will assist connecting our Business Partners and/or membership to their financial goals.
  • Provides feedback of concerns, ideas and/or goal results to others within the Commonwealth Credit Union from each visit.
  • Become involved with problem solving and creativity of projects/materials and researches new ventures that will further promote Commonwealth Credit Union.
  • Maintains supply orders for business development team and regularly does audits of business development materials to ensure all materials are up to date.

If qualified/interested and wish to be considered, please contact the Human Resource Department in writing at P.O. Box 978, Frankfort, KY 40602-0978. You may drop off an application at any one of our locations, or by fax, to 502-564-7205, Attn: Human Resources Department. You can also submit your application/or resume online.

Come join our great organization, where WE CU DIFFERENTLY!

Commonwealth Credit Union is an Equal Employment Opportunity Employer. Applicants are considered for employment without regard to race, color, creed, religion, national origin, gender, sexual orientation, gender identity, ancestry, age, disability, political affiliation, genetic information, or veteran status, in accordance with state and federal laws.