Home Mortgage Loans

When you're in the market for a home, let our home loan experts help!

Our mortgage staff have an average of 10-12 years in the mortgage finance business. Let us put our experience to work helping you make your home-owning dreams come true! Our home loan experts will sit down with you and assist you through the entire home purchasing process.

To speak with a Commonwealth Credit Union home loans expert immediately, please call toll free 800.228.6420 or 502.564.4775. To schedule a FREE, no-obligation consultation with a Commonwealth Credit Union home loans expert, fill out our quick one-minute online form.

Having Trouble Making Mortgage Payments?

If you are experiencing difficulty making your mortgage loan payment, we may be able to help. Please contact us.
Click here to sign up for help from one of our mortgage loan representatives.

About Our Home Loans

All property in Kentucky applies
$417,000 maximum loan, $75,000 on residential lots or unimproved property
Up to 95% of appraised value or purchase price, whichever is less (Private Mortgage Insurance
may be required. Some loans may require partial down payment.)
Up to 80% of appraised value or purchase price, whichever is less, on unimproved land
Refinances Available (may be subject to lower loan-to-value financing)
New construction or existing homes
Financing on homes with up to 20 acres of property
Loan Types:
- Fixed Rate Mortgages - 15 and 30 year terms
- Adjustable Rate Mortgage (ARM) - May adjust once per year
- Convertible Mortgages - 3, 5, 7 or 10 year fixed rate converts to ARM
- 3 Year Balloon Mortgage - Unimproved Property

Competitively priced, fixed rate loans! Rates subject to change daily.
Call 800.228.6420 for more information.

Other Mortgage Loans Available

Construction Loans - (Anderson, Fayette, Franklin, Henry, Owen, Scott, Shelby, and Woodford Counties)
Conventional Loans - Finance up to 95%

Do your homework! Take advantage of our FREE Home Buying Coach!
"Thank you for putting together such an user-friendly and informative website! I have been interested in buying a home for some time now, and have been nervous about what to expect when my husband and I actually decide to seriously pursue it. Your website has given me insight into the process and options available to us. Thanks!" -- Karen D.

Find your new home here!