Customize your Global (Debit) Card with a Personalize It! PhotoCard.  
 
Click here to begin.    

 

StartSMART Checking Benefits Include:

  • For Ages 13 thru 25
  • No Minimum Balance & No Monthly Fees
  • No Minimum Deposit to open account
  • ATM Fee Refunds up to $10 per month*
  • iTunes or Redbox Fee Refunds up to $5 per month*
  • Online Banking and eStatement*
  • Worldwide acceptance of your Global (Debit) Card**

 

*Online Banking, eStatement and 10 or more Global (Debit) Card signature-based transactions per month are required to be eligible for the refunds and rewards aspect of Start SMART Checking. ATM refunds are for non-Commonwealth Credit Union ATMs that charge surcharge fees. Account does not earn dividends. **For the security of our members, our plastic card products are not currently available for use in some countries. Contact us for a current list of excluded countries or to temporarily unblock your card for use in those countries.

 

CommonWEALTH Checking Benefits Include:

  • Our Standard Checking
  • No Minimum Balance and No Monthly Fees
  • Earns Dividends - All balances earn dividends based on the average daily balance, paid and compounded monthly.

 

 

RoundUP Checking Benefits Include:

  • Each debit transaction will be "rounded up" to the next whole dollar amount
  • The rounded up funds will be deposited into the Round Up Savings Account
  • We’ll match 100% of the rounded up transfers for the first 90 days, and 5% thereafter for a maximum of $250 per year
  • Your Round Up Savings will earn 5% APY, * paid annually +
  • Click here to convert your existing checking

*Annual Percentage Yield assuming dividends are reinvested. Dividend calculation does not include Debit Card returns or adjustments. No additional deposits are allowed for the Round Up Savings Account. Rates subject to change without notice.
**Estatement/Online Banking enrollment is required.

 

StartFRESH Checking Benefits Include:

Because of past financial difficulties, many people have trouble qualifying for a Checking Account at other financial institutions.

That’s why Commonwealth CU offers StartFRESH Checking. This Checking Account is a second chance for our members who are trying to rebuild their financial health and just need someone to give them a chance.

 

  • No Minimum Balance
  • Online Banking with eStatement and Bill Payment
  • $10/month fee if you have Direct Deposit
  • $20/month fee without Direct Deposit

 

There is a low $25 minimum deposit to open the account if you will be using Direct Deposit for this account, or a $50 minimum opening deposit without Direct Deposit.

 

 

Additional Features For All Checking Accounts

 

  • Surcharge-Free ATM Network - Over 47,000 surcharge-free ATMs available nationwide
  • Overdraft Protection - You can choose to have funds transferred from your savings account(s) or additional checking account to cover the check(s) that you accidentally write for more than your available balance.
  • Overdraft Privilege (on eligible accounts)* - Provides coverage for your overdrawn account - Protects your credit rating.
  • Automatic Payment Option - Designated payments (such as utility bills) can be automatically paid from your Checking Account.
  • Direct Deposit - The fastest way to have your paycheck, Social Security, state or military retirement check or tax refund deposited into your account.
  • Online Check Viewing - Look up and print copies of your cleared checks any time through your free Commonwealth CU Online Banking account.
  • Free Online Banking, eStatement and Bill Payment.

 

 

 

Over 47,000 Surcharge-Free ATMs are available with both
StartSMART Checking and CommonWEALTH Checking.

 

 

View Check Styles or Reorder Checks

Commonwealth CU offers a wide assortment of affordable and stylish checks.

To learn more about our check styles, click here.

 

If you already have a Commonwealth CU Checking Account and
need to reorder checks, click here.


If you have changes to your Commonwealth CU checks, click here.

 

Check Protect/Advantage:

If you would like to track your existing check order, click here.

(Please have your Account Number, Routing Number and beginning Check Number available)

 

Have A Checking Account At Another Financial Institution?

Click here to see how easy it is to switch your current
Checking Account to a Commonwealth CU Checking Account.

 

Business or Organization Checking Accounts

Provide us with your Federal Tax ID number and we will establish your account.

 

* Commonwealth CU will "cover" your overdrawn check(s), ATM transactions, ACH or debit (Global) card transactions, up to $500 for eligible members with direct deposit, or up to $300 for all other eligible members. Checking account must be open at least 30 days before Overdraft Privilege takes effect. Checking account must have positive balance restored within 30 days to avoid penalties. $29 OD Privilege fee per incident. See "Rate and Fee Disclosure" booklet for complete fee information. Payments made on behalf of member is at the discretion of Commonwealth CU. This is not a contractual agreement, and the privilege may be withdrawn at any time. Please see our Discretionary Overdraft Privilege Policy for eligibility requirements.