WE CU Differently

We live in a crazy world — especially when it comes to finances and who you can trust with your money. Whether it’s paying rent, tuition or your home loan, saving up for a new RV, or just preparing for retirement, you deserve affordable financial services.

Commonwealth Credit Union is owned by its members, people just like you! You could be eligible to join the club and start enjoying exclusive features only we can offer. Banking, with a personal touch.


For people, not profit.

As a not-for-profit financial institution owned by our members, we take great pride in the communities we serve. Throughout the year, Commonwealth Credit Union sponsors many events to benefit those in our community. We also lend a hand wherever possible to similar events organized by others.

Each Friday, Commonwealth Credit Union staff also give donations to worthy causes as part of our "Dress Down Day" program. In exchange for a donation, staff can wear casual attire on those days. Commonwealth Credit Union staff have raised thousands of dollars for families in need and other charitable organizations since this program began several years ago. The credit union also makes financial donations to various causes throughout the year in its efforts to be a "good corporate citizen" of our community.

Are you eligible? Probably!

Commonwealth Credit Union serves people who are: Members of the Kentucky Employees Retirement System, members of the Teachers Retirement System, members of the County Employees Retirement System, members of the State Police Retirement System, and employees in the field of education, including colleges, universities and trade schools in Kentucky.

And families can join too!
If you are related to a current member or someone who is eligible to join Commonwealth Credit Union, you can also join!

Relatives include your parents, siblings, children, grandparents, grandchildren, uncles, aunts, cousins, nieces, nephews, in-laws and step-family, it's anyone in the old family tree, regardless of where they live!

Commonwealth CU families can join

Once you join
Spread the word to your family because EVERYONE in your family is now eligible…and everyone in THEIR family is eligible too. So if you join, your sister-in-law is eligible…and now everyone in her family is eligible as well. Parents, siblings, nieces, nephews, cousins, etc are all eligible...the list goes on and on. So, chances are, with all the people you know, you’re probably eligible to join.

Still not sure?
Just click the button below to use our eligibility wizard and find out instantly.

Commonwealth CU who can join

Join The Family.

Commonwealth Credit Union Membership

Even if you change jobs or move, once you join Commonwealth Credit Union, you can be a member for life. Just keep your account active and in good standing.

Once you know you're eligible just apply online. You can use the same form to apply for additional services, such as checking, when you join. You can also stop by any Commonwealth Credit Union branch. A $5 minimum deposit into a savings account is needed to be a member. This is not a fee. This is your money and it begins to accrue dividends on the average daily balance immediately.

Even more, a $1,000 Accidental Death & Dismemberment Insurance Policy is available free to members!