Student Loans

Private Student Loans

Now you can pay for college the smart way with great repayment options! Together we can do this.

kentucky advantage education loanKentucky Advantage Education Loan

Applying for a Kentucky Advantage Education Loan is a smart move. The Kentucky Advantage Education Loan is the Commonwealth’s only state-based loan, offered to college-bound students and their parents needing additional funds for college.

  • FIXED interest rates as low as 4.95% and never exceed 7.59% APR
  • Rates are FIXED for the life of the loan
  • Multiple repayment plans from which to choose
  • 0.50% interest rate reduction for auto debit payments
  • Borrow up to 100% of school certified education costs (minimum $1,000)
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • The student must be 18 years old with acceptable credit history or an approved cosigner
  • Fast online application
  • 24/7 online access to your account
  • No prepayment penalty
  • Our loans are never sold
  • Our rates are better than the Federal PLUS Loan and most competitors’ rates

To learn more or to apply, get started here.

Tkentucky advantage education loanhe Commonwealth Credit Union Smart Option Student Loan® by Sallie Mae® is an ideal solution to help bridge that gap between federal loans and the cost of your education expenses.

The Smart Option Student Loan features and benefits:

  • Competitive Interest Rates
  • Borrow up to 100% of school certified education costs (minimum $1,000)
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • Fast Online Application. Our easy-to-complete application takes about 20 minutes. It's quick and easy.
  • 24/7 online account management
  • No prepayment penalty

To learn more or to apply, please get started here.