Commonwealth Credit Union is federally insured by the National Credit Union Administration (NCUA), an agency of the federal government. This agency insures your savings through the National Credit Union Share Insurance Fund (NCUSIF). All accounts are insured up to $250,000 per member and Roth and Traditional IRA accounts are insured for another $250,000. The NCUSIF is the strongest federal deposit insurance fund in the nation. Always look for the NCUA seal.

NOTICE: NOTICE OF CHANGES IN TEMPORARY NCUA INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS.

All funds in a ‘‘non interest-bearing transaction account’’ are insured in full by the National Credit Union Administration through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to members under the NCUA’s general share insurance rules. The term ‘‘non interest-bearing transaction account’’ includes a traditional share draft account (or demand deposit account) on which the insured credit union pays no interest or dividend. It does not include any transaction account that may earn interest or dividends, a negotiable order of withdrawal (‘‘NOW’’) account, money market deposit account, and Interest on Lawyers Trust Account (‘‘IOLTA’’), even if share drafts may be drawn on the account. For more information about temporary NCUA insurance coverage of transaction accounts, visit www.ncua.gov.

Commonwealth Credit Union accounts are also insured an additional $100,000 by the Excess Share Insurance Corporation, a wholly-owned subsidiary of American Share Insurance, the nation's largest private deposit insurer. ESI insures only credit unions meeting the highest standards. This insurance is provided free to all Commonwealth Credit Union members. IRA accounts are insured with an additional $100,000 in coverage.

This means that Commonwealth Credit Union accounts are insured to $350,000, with Roth and Traditional IRA accounts insured to an additional $350,000. That's $700,000 in total coverage -- all at no cost to you!