Fraud Risk - Self Assessment
For maximum identity theft prevention, all of the answers should be YES. Do you have a few or more “No’s”? You may need to re-evaluate your current practices for safer methods in protecting yourself from fraud.
- I shred all preapproved credit offers, account statements, and financial documents before disposing of them.
- I never carry my Social Security card.
- I have a locked, secured mailbox.
- My Social Security and Drivers License numbers are not printed on my checks.
- I review my credit reports annually.
- I only carry those credit cards that I use.
- I carefully review my monthly account statements before paying them.
- When shopping on the Internet, I only buy from secure websites.
- I am aware of all my creditor due dates, and know immediately if I am missing a bill.
- I never reveal personal information unless I initiated the contact and know who I am dealing with.
- I have up-to-date virus protection software installed on my computer.
- I know exactly what to do and who to contact in case my wallet is stolen.
- I have complete copies of my credit cards stored in a safe and secure place.
- All of my account passwords are too complicated for anyone to guess.