Eligibility Wizard

Please read through the following questions to find out instantly how you're eligible. If you answer YES to any of these questions, CONGRATULATIONS, you're eligible and you will not need to complete the remaining questions. Just click "Apply Now" at the bottom of the page to proceed.

Does any member of your family currently have an account with Commonwealth CU?

This includes: Mother, Father, Sister, Brother, Step-Father, Step-Mother, etc

Does any extended member of your extended family have an account with Commonwealth CU?

This includes: Grandmother, Cousin, In-Laws, Aunt, etc

Are you or a relative currently working for an employer that participates in the Kentucky Employees Retirement System?

Who All Does This Include?

  • Kentucky State Government
  • City Municipality
  • City/County Schools
  • Ky Community Technical College System (non-teaching)
  • State Universities (EKU, WKU, Morehead State University, Murray State University, NKU and KY State. However, University of Kentucky and University of Louisville are excluded as they are not part of KERS)
  • Area Development Districts
  • Public Libraries
  • Other employers participating in KERS
Are you or a relative currently working for an employer that participates in the Kentucky Teachers’ Retirement System?

This includes: All Kentucky school systems - City/County Elementary, Middle and High Schools – administrators, teachers, bus staff, custodial staff, etc

Are you or a relative currently working for an employer that participates in the Kentucky County Employees or Kentucky State Police Retirement System?

This includes: County Government (Attorney, Clerk, Water, Sheriff’s Office, Police Departments, Treasurer, etc) and All employees of Kentucky State Police

Are you or a relative a member or retiree of one of the following Kentucky Retirement Systems?
  • Kentucky Employees Retirement System
  • Kentucky Teachers’ Retirement System
  • County Employees Retirement System
  • Kentucky State Police Retirement System